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StepChange: Debt advice reviews

4.92
Based on 18,672 reviews, last reviewed 5th Aug 2026
65% increase in 5 star reviews
in the past 90 days
29% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They helped me a lot took pressure of off me so I no... They helped me a lot took pressure of off me so I now can relax and not have to worry about robbing Peter to pay Paul Reviewed on: 5th August 2026
Anne C's avatar
Anne C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18672)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

StepChange helped me at one of the lowest and most s...

5
StepChange helped me at one of the lowest and most stressful points in my life, when I genuinely did not know what to do or where to turn. They treated me with kindness, respect, and without judgement. Their support gave me the breathing space I desperately needed to regain some control and start moving forward again. My situation is not a quick fix and will take a few years to fully clear my debts, but thanks to StepChange I finally feel like I have a realistic path forward instead of just panic and uncertainty. I honestly cannot thank them enough for the help, support, and reassurance they gave me during such a difficult time. Reviewed on: 27th May 2026

Was very stressed and worried when I phoned the help...

5
Was very stressed and worried when I phoned the helpline but they put me at ease straight away was very understanding and helpful and guided me through everything and explained about breathing space which was a god send while I sorted everything out Reviewed on: 27th May 2026

Very nice people non judgemental and helped me sort...

5
Very nice people non judgemental and helped me sort things out Reviewed on: 27th May 2026

THANK YOU STEPCHANGE

5
Step change have been there when I needed help. Have been paying off a debt for the past 14 years and can now say i'm debt free. Kind, friendly and very helpful support personnel, I can't thank them eneough. Reviewed on: 27th May 2026

Helpful advice & good service sorting budget over th...

5
Helpful advice & good service sorting budget over the phone was made less stressful Reviewed on: 27th May 2026

A very valuable service who has helped me so much ..

5
I don’t know where I would be without your help , support and advice .. you provide an amazing service and help so many people who would really struggle without your advice and help . Reviewed on: 27th May 2026

I was in debt and found it difficult and stressful t...

5
I was in debt and found it difficult and stressful to deal with the debtors, yet Stepchange helped me just do that. They helped me with the budget and starting paying back what I can afford. Reviewed on: 27th May 2026

Brilliant, helpful organisation.

5
I found myself in a very difficult situation, and I felt hopeless. The advisor at StepChange was absolutely brilliant, very professional but caring, and helped me immensely sort my debts out into a manageable monthly payment, and the fact they contact the companies for you is so helpful in managing a very stressful and frankly an embarrassing situation. It was potentially life saving for me, and saved me from further mental health issues. I cannot recommend StepChange enough. Reviewed on: 27th May 2026

Have always been very helpful and explained things a...

5
Have always been very helpful and explained things at great length making it clear to understand everything. Reviewed on: 27th May 2026

Telephone query bout my review

5
I've just done my review & needed to speak with someone. Their expertise & knowledge was 100 per cent. Kelly helped me in no time at all & was very professional throughout my call. Reviewed on: 27th May 2026

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