Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14715)

Fast, quick service.

5
Fast, quick service. Helped me with dire financial situation. Reviewed on: 26th May 2025

StepChange took the mental worries away

5
StepChange took the mental worries away and helped me to live. A lack of funds to pay the bills saw my blood pressure rise so high the my GP was worried for me, amidst taking daily medication for it. Reviewed on: 26th May 2025

So helpful they make the process so easy, and it tak...

5
So helpful they make the process so easy, and it takes so much pressure and stress away the relief is amazing. Reviewed on: 26th May 2025

Problem sorted

5
They were really helpful and sorted out my debt problems to an affordable amount to pay. Don't get any phone calls anymore off my creditors so I am happy. Reviewed on: 26th May 2025

I heart this charity

5
I was drowning in debt barely making minimum payments. Stepchange are amazing and if in any doubt,once you speak to someone you will soon be put at ease. Reviewed on: 26th May 2025

Impressive help on financial matter .

5
Since corvid 19, me and my wife had to leave London and took a personal loan temporarily but couldn't pay back a few years later as I lost my job. We happened to meet the Step change and it helped us out a lot to adjust pay back amount within our financial situation. Most of all, they are very attentive and generous on the phone which is impressive to me. Reviewed on: 26th May 2025

it has been a great experience with step change ...

5
it has been a great experience with step change and their have help me a great deal over the last few year Reviewed on: 26th May 2025

My DMP took a load off my mind and I am now approach...

5
My DMP took a load off my mind and I am now approaching debt free. Reviewed on: 26th May 2025

Don't Hesitate these guys are amazing

5
From start to finish I was very nervous at first but was put at ease very quickly by our representative. They explained several options and helped us on all questions, they made everything so clear and concise to get to see what was going on and the consequences before we signed up. We have happily been able to manage our finances so much better since receiving the help Stepchange gave us. We would recommend that if your worried and struggling please just call them because you will change your life overnight as they will not only take care and understanding of you but will also do everything for you once your happy with your options. Don't feel embarrassed or shamed there are so many people going through the same situation and these guys truly are the best. They are a free service too so no worries about extra fees to worry about. Take that leap and call them you will be so relieved you did. Reviewed on: 26th May 2025

I have debt and I contact them and They offered the...

5
I have debt and I contact them and They offered the best way to pay off the debt. Reviewed on: 26th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products