Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

View other StepChange products

4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Literally changed my life.

Literally changed my life. I was too proud to admit my debts were causing me serious problems - and the whole process to enable a debt management plan was simple and effective. Reviewed on: 1st May 2024

Long time on the phone, but we'll worth it.

Although it can be a very lengthy process at first, stepchange do everything they can to help. And it's worth it in the long run. Reviewed on: 1st May 2024

Was in financial turmoil and was using one credit ca...

Was in financial turmoil and was using one credit card to pay for another and drowning in debt. I now give a monthly sum to stepchange and they deal with the creditors. I can’t emphasise how much they have. Helped me get back on my ‘financial’ feet. Highly recommended Reviewed on: 1st May 2024

the advisors are always easy to talk to

the advisors are always easy to talk to and they do give very good advice, and they don't judge their clients Reviewed on: 1st May 2024

5* Review

Great team and support. Helpful and solved all issues very quickly. Reviewed on: 1st May 2024

Customer service was excellent.

Customer service was excellent. They understood my problem and I was not left feeling stupid for getting into this situation. Reviewed on: 1st May 2024

From first conversation

From first conversation with them they have been so understanding and made everything so easy to manage my debt Reviewed on: 1st May 2024

Fantastic service, fully understanding

I call as I was in a complete mess, due to trying to survive the cost of living crisis I had got into 6000 pounds debt and was sinking. Stepchange change that for me. It was a fantastic day when I called them, life changing and not made to feel like I had failed. 3.3 years and I will be debts free. Reviewed on: 1st May 2024

Help get in control and worry less

It's a good service, the fact you can do it all online is great if your nervous about talking to someone. But you can also phone and talk to a human too. I've now been in my DMP for over a year and pay it once a month without worrying about my debts. I even tell my patients about this service through my job role as I support people who could be in debt and suffering from financial hardship. Reviewed on: 1st May 2024

Everything is easy to set up with step change and if...

Everything is easy to set up with step change and if you continue to make payments then there’s very little to worry about Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Money Advisor 3.90 from 13 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews
Debt advice
from My Debt Plan 4.84 from 386 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub