Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,835 reviews, last reviewed 21st May 2026
101950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026
Jayne Marriott's avatar
Jayne Marriott

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

I'm glad I contacted StepChange

4
After struggling for years with trying to manage my credit accounts, I heard about StepChange Debt Charity and was so pleased they were able to support me with contacting my creditors and arranging affordable repayments. Now I'm no longer stressed about my finances. Reviewed on: 4th September 2021

Good

5
Helped me be liosted with out them Reviewed on: 4th September 2021

Lifesavers

5
I have been on a DMP with Stepchange for a number of years which has now brought me almost to the end of a journey to clear almost £80,000 of debt. They have supported me through the changes brought by unexpected pregnancy, a family cancer diagnosis and a divorce - all without judgement and full help and support. I wouldn’t be down to my last couple of thousand pounds of within a debt free date without their support and guidance. Reviewed on: 4th September 2021

Life changing

5
Can’t thank step change enough for there help and support, our life is now back on track and looking forward to our debt free days Reviewed on: 4th September 2021

Amazing debt help

5
We were literally at the end of our tether. Didn’t know where else to turn. Then we were put on to step change. They sorted all our debts and dealt with all the companies so we didn’t have to. We can’t thank them enough. It was a massive weight off our shoulders. Reviewed on: 4th September 2021

So helpful and supportive

5
Every dealing I have had with stepchange has been positive. Went from sleepless nights to feeling in control of my finances. Reviewed on: 4th September 2021

From despair to hope.

5
When my health deteriorated and I became unable to work, Stepchange have helped me to face my debts. Even though my health worsens, Stepchange are like a buffer to lessen the stress. Thank you Stepchange. Reviewed on: 4th September 2021

Top support

5
They help me so much over the lock down. Very understanding and supportive. Which gave me peace of mind though a dark time. Reviewed on: 4th September 2021

Very helpful

5
Very helpful in going over debts and issues with them before setting up a plan to deal with them. Reviewed on: 4th September 2021

Simply amazing!

5
At at time when I hit rock bottom didn’t know where to turn, Stepchange were simply amazing and helped turn my life around with their support and for this I will be forever grateful. Reviewed on: 4th September 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products