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StepChange: Debt Management reviews

4.95
Based on 14,704 reviews, last reviewed 21st Aug 2025
73% decrease in 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I didn’t know who to turn to , I phoned stepchange a... I didn’t know who to turn to , I phoned stepchange and they took the stress for me . I was wondering after so long does the debt get rit off Reviewed on: 21st August 2025
Sharie's avatar
Sharie

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14704)

A good few years of peace of mind and no fear.Stepchange stopped any mental problems by being there for me.

5
After accumalating debt by allowing banks and credit card companies to increase my credit limits when they wanted to without challenging them. They did it first and asked after. I got into trouble when my marriage brokedown.To condense this ,i was referred to stepchange and have never looked back or had sleepless nights. I will hopefully be debt free this time next year.I decided at the outset to stick to the advise Stepchange gave me,especialy on my annual budget review,which was always fair and allowed me to live under reasonable conditions without stress.I will always be grateful to Stepchange for sheperding me through this traumatic time in my life. Highly satisfied, thank you. Reviewed on: 22nd July 2021

Helping hand

5
I was unable to find a solution to my situation, and when I contacted stepchange, they took the pressure off me, and offered a way to my problems. Reviewed on: 22nd July 2021

Excellent service

5
Very helpful for people in need…it’s a great service and helped me significantly during a very difficult time in my life free of judgement Reviewed on: 22nd July 2021

Excellent company

5
Very good company and very helpful to people in debt Reviewed on: 22nd July 2021

Panic

5
Phone and take all that panic away when looking at bank and thinking how we going get through this without help Reviewed on: 22nd July 2021

The support Step Change have provided has played a big part in turning my life around. To say they have contributed to saving my life, is not an exaggeration

5
I got myself in to debt that I couldn’t manage, and didn’t think there was a way out. A colleague at work told me about Step Change and from the 1st moment I spoke to them, that feeling of helplessness began to fade. It is still a long road to settling all my debts, but I can happily say I am well on the way. Thank you StepChange!! Reviewed on: 22nd July 2021

Great work

5
Great work step change. Your support have been great and painless over the years. God bless you all and reward you greatly Reviewed on: 22nd July 2021

Life savers

5
Struggling with debt and no where to turn i was given Step Change details.. Im a proud man and really had to dig deep and find the courage to ring. Best decision I've ever made. So helpful and non judgemental. Just gave account of all my debts and they did the rest, didnt even have to contact my debtors. So much stress relieved from my life. 10/10 Reviewed on: 22nd July 2021

Amazing

5
Contacting step change has changed my life - finally helping my get my debt under control Reviewed on: 22nd July 2021

Amazing service

5
What more can i say helped me massively when i was no where to go saved me and now in two years will have payed off my £25,000 debt in 5 years what a blessing this has been and never judged once just given great advice always amazing service Reviewed on: 22nd July 2021

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