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StepChange: Debt advice reviews

4.92
Based on 16,835 reviews, last reviewed 21st May 2026
101950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026
Jayne Marriott's avatar
Jayne Marriott

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Great customer service, always willing to offer assistance

5
I’ve had a great experience with step change, once the plan took effect and was acknowledged by creditors Reviewed on: 4th September 2021

Help when its needed most

5
We couldn’t keep up with the repayments of our debts when my partner lost his job. Barclaycard referred us to Step Change and they couldn’t be more helpful. Non-judgemental, friendly and reassuring. Reviewed on: 4th September 2021

Life Savers

5
I received excellent support and good advice when my circumstances changed. My creditors were not helpful, but Step Change really helped. Their support really helped me practically to set my DMP up, financially, but also mentally as I went from being worried, frightened and upset, to feeling like me again. Reviewed on: 4th September 2021

All done online

5
Cannot speak highly enough of this service. After a marriage breakup I found myself struggling to keep my head above water however Step Change dealt with everything and have given me some much needed breathing space. Reviewed on: 4th September 2021

Best at putting your mind at rest of

5
The staff are very understanding,helpfull, listen to you explain your options. Don't think I could have got through this without their help. Reviewed on: 4th September 2021

Simply the best

5
Helped me out of a horrible situation I'd got myself in to ,and guided me every step of the way, carnt thank them enough. Reviewed on: 4th September 2021

Life changing

5
Using Step Change has saved us so much pain when money situations got on top of us, very helpful and easy to use. Every single employee / volunteer I’ve ever spoke to has been so helpful particularly through the pandemic. Thank you for everything! Reviewed on: 4th September 2021

Brilliant people.

5
Getting intouch with StepChange was the best thing I have ever done. Reviewed on: 4th September 2021

Step Change

5
I had Covid -19 and was on Hospital for 8 days.I was also on dept and could not work during that bad Tim that I was going through. Step Change helped me get all my debts sorted out. I know this will take a while to pay off, but they have been brilliant in helping me with the advice that they have given. Reviewed on: 4th September 2021

Helpful,friendly, fantastic

5
Previously we were with another company,told we would be clear about 6years ,never missed a payment but after 9years were told it would be another 9 years .so I rang step change they told me 2more years,then clear . At last a finishing date . Now we can see a light at the end of the tunnel . Thank you all . Reviewed on: 4th September 2021

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