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StepChange: Debt advice reviews

View other StepChange products
4.92
Based on 18,681 reviews, last reviewed 28th Aug 2026
98% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18681)

Step change changed my life and helped me pay all my debt

5
Amazing customer assistance over the phone, positive and attentive staff who really go above and Beyond to make things as easy as possible for you Thanks so much Reviewed on: 13th July 2023
Daniel Snavski's avatar
Daniel Snavski

Excellent service

5
I had parted from my long term marriage, an was left to sort out all the debt my husband had accumulated, so was under so much stress, I got in touch with step change, they were amazing helping we get all my creditors in one place, an creating a debt plan to suit my low income, thank you so much, you deserve some credit for all you do. Reviewed on: 13th July 2023
Deborah Scorer 's avatar
Deborah Scorer

Saved my home

5
I unexpectedly became ill and I had to reduce my work hours. I could have lost my home if it weren't for Step Change (and to be fair, the understanding of Marks and Spencer Money). I live alone and I was terrified about my future. Step Change genuinely saved me. I can't thank them enough. Reviewed on: 13th July 2023
Miztah 's avatar
Miztah

Relief

5
Speaking to stepchange literally changed my life. They offered me reassurance, were non judgemental and so helpful. Reviewed on: 13th July 2023
Jo's avatar
Jo

Financial crisis

5
I left the Royal Marines in 2019 and found myself in a financial black hole. Not knowing what to do in terms of employment and having two young children to provide for as a single father. I found myself resorting to credit cards. Within 3 years I was £12000 in debt with no way out. Step Change helped me to assess my financial situation and provide immediate support by creating a payment plan whereby I could pay little and often allowing enough money to provide for my family. Without Step Change, I don’t know where I would be today. Thank you Reviewed on: 13th July 2023
Ashattock's avatar
Ashattock

Supportive and understanding

5
Step change have really helped me. Life changing. If need help sometimes, it’s good to just admit it. Professional, supportive staff. So easy to manage online too. Will be forever grateful to Step Change. Reviewed on: 13th July 2023
joschuwa41's avatar
joschuwa41

Easy understanding and Empathetic

5
Step change helped me live again.They sorted a debt plan for me.I wasn’t made to feel inferior.Everything was dealt with in a professional and sympathetic wY.My debt plan is now set up.I get regular statements and know where to go if I have any issues Reviewed on: 13th July 2023
Gary B's avatar
Gary B

Sorting debt out fast

5
Basically got me sorting my debt out over the Internet really quickly. Less stress having to speak to someone. Highly recommend Reviewed on: 13th July 2023
James Scotcher's avatar
James Scotcher

Peace of mind

5
I feel after I contacted stepchange that I had peace of mind that they could help me manage my debt . I would highly recommend Reviewed on: 13th July 2023
Karen Gear's avatar
Karen Gear

Fantastic company

5
Stepchange is a valuable, hassle free ,peace of mind debt management ,it takes a lot for a person to admit debt problems ,but from the first phone call they help ,ease your mind ,supportive company ,my mental health would have suffered if not for the support they gave me ,they are amazing Reviewed on: 13th July 2023
Fiona bailey 's avatar
Fiona bailey

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