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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Peace of mind

5
Excellent service take all your worries away and able to sleep at night Reviewed on: 22nd July 2021

Very helpful

5
All the staff that I have had contact or spoke too are very understand and helpful in the situation you are in Reviewed on: 22nd July 2021

Lighten the load

5
At the very start, Step change listen to me, didn't judge me, gave me the advice to face up to my situation and help me move on. Awesome customer services, friendly and very understanding. They lifted a weight off my shoulders, lighten the load. Thank you Reviewed on: 22nd July 2021

Amazing!

5
Step change.. what can I say?!.. Absolutely amazing customer service! A hidden gem of a company. True, and a very genuinely helpful team. Every single person I have spoken with have dealt with my issues or problems with such compassion and taking into account the anxiety that money worries can bring. I was very nervous making my first phone call, but after I spoke to the lovely staff member, I felt at ease. Nothing is too much trouble, everyone gives you time to speak and you don’t feel rushed on the phone to explain quickly, so they can get you off the phone to deal with the next customer. Time is taken, compassion is shown. And this is how you treat people. Such kindness, and I will never forget the kindness and compassion at such a difficult time in my life. Reviewed on: 22nd July 2021

The one and only

5
Just simply awesome. when someone is stressed, depressed and suicidal due to debt. step change is a life saver. I don't need to say anymore. I can't thank Step change enough for what they've done for me and my family. I hope they can be here forever and help everyone in need. Reviewed on: 22nd July 2021

Peace of mind

5
Since I started to clear my debts with step change my stress going down or even gone I highly recommend Reviewed on: 22nd July 2021

Good customer service

5
Very happy with step change any concerns I can phone them any time and there be happy to help. Reviewed on: 22nd July 2021

Peace of mind

5
Was struggling and luckily I saw adverts and made contact. Was given all the right information of how to pay off my debt and still have money to meet my everyday need and was relief that there is such a help out there Reviewed on: 22nd July 2021

Saved me

5
Helped me listened to me and understood. Couldn’t ask for better service!!! Reviewed on: 22nd July 2021

Best thing I ever did

5
The day I contacted step change was a huge turning point. I was out of work and didn’t know where to turn. That was 4 years ago, I’ve got about 6 years left to go but I’m in full time employment now and having the plan in place has helped so much Reviewed on: 22nd July 2021

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