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StepChange: Debt advice reviews

4.92
Based on 18,647 reviews, last reviewed 26th Jun 2026
188550% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026
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A A

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Wonderful

5
Stepchange give us a big support with our debts. We are very happy with their help and support. Thanks for all. Reviewed on: 8th July 2023

Amazing service

5
My situation had changed regarding my job and when I needed help & support to manage my debts Step change was there to assist me. From the moment I contacted them to this very day they have always been professional & courteous to me at all times. I would highly recommend to anybody to contact Step change for help. Reviewed on: 8th July 2023

Best advice

5
StepChange gave a very good advice in managing my debt. Reviewed on: 8th July 2023

Stepchange took my worries away

5
I did not hope to be able to reduce my debt, but StepChange have given me the knowledge and professional support to do just that. In 1 year my debt has neatly halved already. Reviewed on: 8th July 2023

Get Help

5
I was in debt from a few creditors to the point of no return so spoke to StepChange and they took over my debts with a pay monthly plan. Very helpful and I now have money every month to spend on my children while still paying off my debts. I still receive letters from my debts but I ignore them now as I know they're being handled. Reviewed on: 8th July 2023

Saved my life

5
I’ve literally hit rock bottom and due to a number of varying circumstances found myself in a ton of debt and not able to talk to anyone. Stepchange changed that.. I’m now paying affordable regular amounts and feel less like I’m drowning. Plus I’ve learnt to budget and learn and get support about what the future holds for me. Reviewed on: 8th July 2023

Easy to set up and such a relief

5
When everything started to go up I found myself struggling to pay bills. I knew I couldn't make the payments so I seeked help. They talked me through what to do and helped me set it all up. It was such a weight off. Reviewed on: 8th July 2023

Really Helpful, reassuring and thorough.

5
Staff I spoke to throughout, were really reassuring and patient. Took their time to explain all the details I needed to know to make my own choice. Reviewed on: 8th July 2023

Pomoc finansowa bardzo dobra

5
Wszystko bardzo jasno wytłumaczone i bardzo dobra obsługa klienta Reviewed on: 8th July 2023

In times of trouble

5
StepChange were amazing when my work life took a change, I was earning £12k less than the previous year and could no longer afford my bills, they changed all that and they have literally given me my life back! I can’t thank them enough. Reviewed on: 8th July 2023

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