Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,840 reviews, last reviewed 23rd May 2026
102200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful, considerate, made to feel at ease. Helpful, considerate, made to feel at ease. Reviewed on: 23rd May 2026
Dr's avatar
Dr

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16840)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Takes the worries away

5
I’ve been with StepChange for a few years now. When I first went into debt I was really anxious about the mess I’d gotten into, but stepchange too the worries away in a way where I could still have a life. Reviewed on: 5th August 2021

Great support and peace of mind

5
I have used step change for a number of years and have always found them supportive and provide me with peace of mind that I am in safe hands Reviewed on: 5th August 2021

Changed my life

5
From having an accident at work and only receiving ssp for 6 months my world was turned upside down.£95 a week wasnt going to pay my houshold bills and feed me! I soon got in arrears with almost everyone and the stress it put on me as well as my broken ankle wasnt good. I contacted Stepchange and overnight i was a different person. Im still getting there slowly but without the hassle and stress. And my stepshave definately change for the better. Thankyou Stepchange :) Reviewed on: 5th August 2021

Always happy to help

5
Cannot fault stepchange with the impartial advice and helping me get started with a dmp. When I've struggled due to covid etc they have been more than understanding and made ammendments for me. Definitely improved my quality of life - no more stressing over 10+ different direct debits going out and constantly spending on credit cards Reviewed on: 5th August 2021

Peace of mind.

5
I was heavily in debt and could see no way out. Step Change contacted my debtors and got my interest stopped and gave me a managable monthly payment. The stress was gone. Reviewed on: 5th August 2021

5* service

5
Step change has helped me a great deal, they were friendly and very helpful to me and sorted things out straight away .. 1st class customer service, well done Reviewed on: 5th August 2021

Life changing

5
Without judgement and providing excellent advice Stepchange have helped me pay off over £30k of debt so far, less than 10K left to go- With monthly payments that are carefully worked out to make sure they are realistically affordable, I feel like I've got my life back. Reviewed on: 5th August 2021

Amazing Service

5
They are very good at what they do and tell you all options available. They are quick to help get your debts under control and contact everyone for you. The online service to manage your account is simple to use. Very friendly staff. Reviewed on: 5th August 2021

Amazing

5
Been with step change fir a few years. What an amazing company, very very helpful from day 1. So glad we came to you and not anywhere else, they’re always in the end if the phone if you need any help Reviewed on: 5th August 2021

Brilliiant service

5
Always friendly to speak to. What ever your problem is. Reviewed on: 5th August 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products