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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Brilliant help

Step change has sorted my debts into manageable chunks. They are so kind to talk too, never judgemental & so helpful. I would advise anyone to call them Reviewed on: 7th July 2023

StepChange...

...were there for me, didn't judge me, helped me. They sorted out the financial pickle I was in and gave me my peace of mind back. Reviewed on: 7th July 2023

Such a helpful company

I fund myself in a position of debt unexpectedly after being unable to secure a job after being made redundant in my last year of employment. I felt so stupid, but was assisted by a very kind young man who reassured me we could get this matter sorted. he made me feel at ease and helped me through the full process thank you so much Reviewed on: 7th July 2023

An Amazing, Life-changing Service

At a time of my life when I have been undergoing unbelievable stresses and upheaval, Step Change have been quite literally life changing. The are totally professional and their communications have been outstanding. The fact that you can choose to deal with the by phone or entirely online makes things much easier for those people who are struggling with anxiety or are feeling ashamed. I still have many mental health issues to deal with, but my debts are no longer one of them thanks to Step Change. Reviewed on: 7th July 2023

Brilliant service and stress relief

Absolutely brilliant service from them helping me out while I was at rock bottom and not being able to sleep and worrying all the time. They are so friendly,supportive and reassuring. They take away all the stress and deal with it themselves leaving you able to breathe again! Would highly recommend them 5 stars! Thank you step change! Reviewed on: 7th July 2023

Friendly and reassuring

Over 20k in debt, struggling and in state of panic to pay on time and sinking further into a hole with no sign of light, spoke to step change who were absolutely brilliant, friendly and reassuring through each step, made everything clear. Now I can see a light at the end of the tunnel, still paying all my creditors and my mental health and wellbeing is far greater than what it was, I'm so glad I spoke to step change and got everything back on track. Thanks step change for your ongoing help. Reviewed on: 7th July 2023

Step up

Debtconsolidation has always evaded me until Step change. With it, I have done things that wouldn't be possible. That's freed up some time. And some energy in which I can think can do something else now. And to lose it. Would affect me more ways than one and probably a lot of other people that use it as well. I think it's good for mental clarity. Reviewed on: 7th July 2023

Changed my life, no other words needed

Without question the best help and advice to help with build a better future Reviewed on: 7th July 2023

Fantastic

From the outset...friendly,non judgemental,helpful and empathetic...very kind and knowledgeable staff. Always nice to talk to them. My issues were dealt with quickly and I am always kept up to date with my case either by post or e-mail. Reviewed on: 7th July 2023

IN FINANCIAL TROUBLE WHO YA GONNA CALL? STEP CHANGE

I was in dire straits but plucked up the courage to phone Step Change and am so relieved I did. They are a charity so no hidden fees and only good sound advice. I cannot speak highly enough of their professionalism coupled with kindness. First rate Reviewed on: 7th July 2023

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