Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 17,711 reviews, last reviewed 27th May 2026
143850% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful There is always a calm and helpful person to help. Good advice and clear information Reviewed on: 27th May 2026
Gemma's avatar
Gemma

Latest lowest rating:

1

Extremely difficult to get to speak to someone at le... Extremely difficult to get to speak to someone at least 90 minutes on hold asked now on four occasion for a debt to be added to my plan but still hasn... Read more Reviewed on: 27th May 2026
MDB M's avatar
MDB M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (17711)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

peace of mind during tough times

5
we all make mistakes in our youth and eventually you have to pay for them, Stepchange was there to advise and guide us, once you face your problems and start on the road back the relief from all the stress is worth it alone, highly reccomend this company, we took ours heads out of the sand and they were there to help. Reviewed on: 4th September 2021

Saved my life.

5
Step Change I can say in my honest opinion, saved my life. The stress was getting too much. But their help lifted that crushing weight. Thank you Step Change. You deserve a his award. I hope you win. Reviewed on: 4th September 2021

Peace of mind

5
StepChange have helped me to sleep a little sounder at night. Not having the worries that my bills are not being paid. I have some control back now. They were easy to talk to and can be contacted if I have a problem. Reviewed on: 4th September 2021

Lifesavers

5
Just as the title says, lifesavers, this is exactly what step change are, my debts and personal life were in such a state that I contemplated suicide so much so that I had to attend counselling for over a year , debt of course was just a percentage of my problems but this amazing charity took over all my debts and took the stress away of all the constant letters through the post and gave me a semblance of peace of mind back, I am eternally grateful to them, I am not out of the woods yet, I still have lots to pay off but thanks to step change the worrying is a lot less than what it was, the staff are so friendly, extremely helpful and it's not difficult to recommend them to anybody who finds themselves in the position I was, they may have quite literally kept me alive. Reviewed on: 4th September 2021

Good company

5
They are very good and sorted my problems out. Very Helpful Reviewed on: 4th September 2021

brilliant

5
this company take all of your debit worries and sort them to monthly payment that is manageable which takes away a lot of stress. They always answer any questions and i wouldn't have been able to manage with out them they deserve to win this award Reviewed on: 4th September 2021

Helpful and Non Judgemental

5
Debt can happen to anyone for any number of reasons either deliberate, unfortunate or completely unforeseen circumstances. This is particularly so due to the Pandemic. StepChange is professional, non judgemental, informative for all options to consider and free. They give people hope and a path to follow to resolve and sort out their financial status. Reviewed on: 4th September 2021

Best support ever

5
Step change helped me out when I had nowhere else to turn, I had a really difficult break up and left alone with mountains of debt and had some really dark thoughts. StepChange everything around and I’m in such a good place now! Reviewed on: 4th September 2021

So helpful and non judgemental

5
Don’t know what I would have done without their help. I have a way to go yet, but can now see light at the end of the tunnel. Thankyou. Reviewed on: 4th September 2021

Non judgemental, understanding, approachable

5
The moment I finally contacted Stepchange was an epiphany. The months of stress and worry vanished. They were non judgemental, understanding and so approachable. They took the time to listen and the advise me on how to rectify my debt problem. They are so supportive and helpful as a whole and the staff are patience,friendly and knowledgeable. They saved my sanity. Reviewed on: 4th September 2021