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StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Life Savers

5
Step Change has been my life Saver at one of my lowest times. They didn't judge me & made me feel hopeful that with their help I could get through it. Reviewed on: 13th August 2022

They have given us our life back

5
I didn't know where to turn with my debt issues. I was sinking, going under until I reached out. They literally saved my sanity and gave my life back. Thank you all. Reviewed on: 13th August 2022

fantastic service

5
always helpful polite and considerate. Reviewed on: 13th August 2022

Thank. God I contacted them when I did!

5
They talked me through my options, were nonjudgmental helpful and kind. If I had left things until the cost of living crisis really hit I would be in a mess Reviewed on: 13th August 2022

Step change is the best

5
They are very helpful and they have changed my life for better I will recommend step change to anyone. Thank you step change Reviewed on: 13th August 2022

The people with the solutions

5
Stepchange started helping us before we got into debt,they advised us what action to take when the situation worsened. When the time came Stepchange we’re there for us , thank you Stepchange. Reviewed on: 13th August 2022

Help available when it is needed most

5
Stepchange are amazing. Help was there when it was needed most and continues throughout a debt management programme. Reviewed on: 13th August 2022

Best advice ive ever received

5
I was getting deeper into debt after being medically retired from my job due to a MS diagnosis having contacted step change they sorted out my benefits correctly and then set up payment plan of just 1 payment a month instead of me paying out £150 a month from my benefits which i receive is very low amounts to expect to live on i now pay £30 a month best of all they continue to keep in contact with me. Great company goid advice such a big help i know i couldnt have done without step change as im sure I'd be on my knees in a state without there help. Reviewed on: 13th August 2022

There for me

5
Stepchange was there for me from the beginning when I needed a solution to my debt problems and anxiety. They explained everything clearly and taken the weight off my shoulders by agreeing a realistic payment schedule and liaison with my debtors Reviewed on: 13th August 2022

Literally life changing

5
None judgemental and incredibly helpful service which literally gave me my life back over crippling debt and taught me how to budget. The future is a lot brighter thanks to StepChange Reviewed on: 13th August 2022