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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

A step in the Right Direction.

5
Wonderful people , they helped me when I didn’t know what to do. I can’t speak highly enough of the professional way in which they sorted out my situation, and enabled me to breathe again. I don’t know what I would have done if they had not been there to help me . I always feel I have someone to help me now, where before I just couldn’t see the way forward. I really appreciated your support and guidance . I can’t thank you enough. Reviewed on: 22nd July 2021

Excellent customer service

5
Stepchange made it very easy for me to deal with my money, they were always there to help when I had issues Reviewed on: 22nd July 2021

A*** SERVICE

5
Being off work and put on statuary sick pay has been a big worry for us. Stepchange have been amazing reducing any stress we have felt. We have been with them a few years and didn’t realise how helpful they could be. It’s great to know they have your back every step of your journey. I would recommend them to everyone who needed advice and help. Reviewed on: 22nd July 2021

One of the best

5
There alway there to help and put u mind at rest and make u feel that u not alone thank u step change Reviewed on: 22nd July 2021

Always Helpful

5
Stepchange has always been there for me and many others esp for our mental health. My debts were so overwhelming pushing my depression down then impacting on the other parts of my life and esp my family. They have helped me see the light at the end of the tunnel. Reviewed on: 22nd July 2021

Amazing people doing a great job.

5
A cut in hours lost me half of my income, subsequent loss of government support cut what was left by around one third. I continued paying bills and debts in the hope of finding a solution but none came, savings gone I decided to follow the banks own advice and contacted stepchange, although some trepidation remained, after just one phone call the worries faded away, affordable payments were arranged, and now I have a basic but worry-free financial existence. All I can offer is thanks but that they have in abundance. Reviewed on: 22nd July 2021

Excellent Help when needed Help!

5
Professional help and advice when I needed it and people at Stepchange give very professional advice and are very Experienced to the best way forward Reviewed on: 22nd July 2021

Peace of mind.

5
I cant bear to think where i would be without the hell of stepchange. My saviours. Put you at ease and dont judge. Reviewed on: 22nd July 2021

Life savers

5
They've helped me out of a dark place in my life Reviewed on: 22nd July 2021

Helpful and understanding

5
Stepchange have been very helpful this past year and very understanding. Thank you so much Reviewed on: 22nd July 2021

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