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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Top rate debt management for customers

5
always helpful, caring, & efficient Reviewed on: 29th July 2022

A helping hand when needed

5
Lovely non judgemental advisors who deal with often desperate situations and seek to provide impartial solutions Reviewed on: 29th July 2022

Faultless

5
We were struggling so much with a low income, then out mortgage provider recommended Stepchange, so we rang them. Their advice and support was such a relief! and their expenditure plan has kept us on track ever since. They removed all the stress, and possibly our marriage. Reviewed on: 29th July 2022

Debt help.

5
Over the years step change have helped me so much to manage my debts.I don't know what I would have done without them.they are simply the best. Reviewed on: 29th July 2022

Understanding and helpful

5
Really helpful people who listen and explain your options. I’d urge anyone to make that first contact which is the hardest part Reviewed on: 29th July 2022

Much needed support from a trusted company

4
When things started to get on top of us during the lockdown, we didn't know what to do and suffered in silence for quite some time until one of our credit card companies recommended Step Change if we were struggling financially. As we have never been in this situation before, we did not know what to expect but straight from the initial contact, their friendly advisors put us at ease and guided us through the whole process which involved us following their easy to understand online services. We have now been with them for 2 years and found our stress levels much better and whenever things get difficult (due to spiralling bills we are all facing), they are always on hand to guide us through and get us into a position where we can afford to keep everything paid on time in a way that is manageable and easy to keep track of online. Definitely recommend if you are like us and struggling in what to do, don't bury your head, get in touch with a friendly, trusted company who will help you every step of the way! Reviewed on: 29th July 2022

The help I needed when i was desperate

5
The help and advice from Step change is invaluable... Reviewed on: 29th July 2022

So helpful

5
A fabulous charity that’s really taken the time to listen to us and plan out a way forward so we can be debt free again. Always caring, never felt rushed and full of important legal information as well as practical information. Can’t recommend Stepchange highly enough. Reviewed on: 29th July 2022

StepChange gave me hope.

5
With money worries I was losing all hope of finding a way out until Stepchange offered me a solution. My only debt remaining is one of sincere gratitude to Stepchange for giving me hope for a brighter future, and helping me to sleep better at night. Reviewed on: 29th July 2022

Amazing staff

5
Step change have helped turn my life around for me and my family. After losing my job due to covid I was unable to make my repayments and they were there. All the staff I’ve dealt with are friendly, knowledgeable and extremely helpful. No question I have asked has gone unanswered, always putting my mind at ease and vastly improving my mental health. Reviewed on: 29th July 2022

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