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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Solid Advice from a caring team

It took me a very long time to admit to myself I had a debt problem by which point I could see no way out. With much trepidation I called StepChange and that was my first step out of dark and troubled times. A great organisation with a fabulous team of people with a listening ear who absolutely don’t judge you. Reviewed on: 28th July 2022

Excellent service

Helped me when I had nowhere else to turn always helpful with excellent customer service polite caring and helpful staff Reviewed on: 28th July 2022

Professional service.

It's great to know you can pick up the phone for help if your struggling financially. Reviewed on: 28th July 2022

These people are fabulous

Every person that I have spoken to at StepChange has been amazing in supporting and helping me see the light at the end of the tunnel. Practical advice is great but more than that, they have made me feel that I am a worthwhile person even though I have worries galore regarding money. I said to the lady I spoke to for some time this week, who was going through my budget, 'You have made me feel like crying, but in a good way!' I can't say more than that - she made me feel great. Reviewed on: 28th July 2022

Great friendly but professional help

I've been using stepchange for years now and on the occasions I have needed to speak to someone they have always been friendly but professional. You never get the feeling that you are being judged for being in debt and that fact that they are a charity too gives you the confidence that they aren't just after making money out of your problems. Reviewed on: 28th July 2022

Fantastic, non-judgemental and super helpful.

They helped me when no one else would. The are very supportive and never made me feel inferior. Reviewed on: 28th July 2022

So helpful and friendly

The staff were very helpful especially on my first contact. They were friendly and put me at ease when discussing my finances. Reviewed on: 28th July 2022

It's a long road

Had just about given up on pretty much everything when I decided to call Step Change, Best Thing I have done, explained all the options I had and have helped me along the way, the road is a long, but with the help of Step Change eventually you will get to the end. Reviewed on: 28th July 2022

Amazing service

Such a great service that helps you see through the murky waters of debt Reviewed on: 28th July 2022

Amazing support for clients

I was struggling with debts and was wondering what to do , fortunately found step change and it’s amazing support which has helped me tremendously Reviewed on: 28th July 2022

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