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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helpful and Trustworthy

I have been with Stepchange for several years now and they have always been easy to contact, consistently helpful, informative and reliable. I feel like they always give me all options available to me in order to help me turn my financial life around. I'm on track to become completely debt free, which has had a massively positive impact on my mental health. They are also helpful when life changes happen. Highly recommended. Reviewed on: 4th September 2021

Helpfull

Quick easy stress free and very straight forward Reviewed on: 4th September 2021

Supportive and non judgemental.

From the first phone call…I have never been judged. Treated compassionately by each and every member of staff. You have changed my life and equally I have never let you down. Thank you. Reviewed on: 4th September 2021

Excellent customer service

Step change takes the time to make sure all customers needs are met. They always keep customers updated and are always ready to answer any questions you may have Reviewed on: 4th September 2021

Debt management at its best.

Step change have been amazing from start to finish made us realise we we’re paying far too out in debts & made it more simpler with one payment & them dealing with all the individual payments Reviewed on: 4th September 2021

Fantastic company

Amazing support, help and friendly professional staff who helped me sort all my debt problems and help me see light at the end of the tunnel Reviewed on: 4th September 2021

An extremely supportive organisation.

At a very low point in my life, when I was steeped in debt, I sought help from Stepchange and they took me through the process of clearing my debts with the banks. I paid on a monthly basis, at an affordable rate. It took me nine years, paying by Direct Debit, but I managed it. Reviewed on: 4th September 2021

Excellent

Very helpful with staff that explain everything to you. Reviewed on: 4th September 2021

Fantastic Group

If it wasn't for Stepchange we would be in so much trouble we wouldn't be able to deal with life. They are there if you need them and they care I would 1000% recommend them to anyone infact I have and they have change other people life as well thank you Stepchange thank you Reviewed on: 4th September 2021

Helped get lives back on track.

Helped throughout process of debt management and gave great advice with which step was the best in order to deal with debt moving forward. Reviewed on: 4th September 2021

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