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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Helpful and easy to understand

I feel more confident going forward and am not afraid to answer the phone or open the post Reviewed on: 18th June 2021

Remove worry and live again

Easy to use, very friendly and helpful. Please don't worry, give it a go! Reviewed on: 18th June 2021

Excellent

There is so much i can say about Step Change but their staff are amazing, extremely helpfull, understanding, not critical, not patronising, none judgemental, just amazing people who give you peice of mind through difficult times. Reviewed on: 18th June 2021

Life after redundancy

Step change has been handling my debt for number of years and I cannot rate their customer service any higher than excellent. Reviewed on: 18th June 2021

Thank god for stepchange

I got into very big debt and was at my wits end until I called stepchange, they sorted it all out for me, advice me and took charge, if it hadn’t been for them I don’t know where I would have been today. Reviewed on: 18th June 2021

Helped in a crisis

Felt that I couldn't get out of the rut I was in till Stepchange helped me to sort things out. Reviewed on: 18th June 2021

Excellent support and advice

Life changing- cannot recommended Step Change enough. Reviewed on: 18th June 2021

Supportive, caring and reassuring

Without the help I have received from Stepchange I would be in a very dark place.....I was ashamed, frightened and thought my life could never be the same again. Thank you Stepchange, you have helped me look forward to a positive future! Reviewed on: 18th June 2021

Step change have changed my life and helped with the stress of debt

I have received support via step change for years and they have been incredible supporting me with the stress and worry of debt . They are available to discuss any questions and always make me feel better about a very difficult subject at times. Thank you. Reviewed on: 18th June 2021

Friendly, helpful, and professional advice

Step Change helped take the pressure of my debts by handling all the process of setting up a payment plan with my debtors. They were very helpful, professional, and compassionate which helped me feel more comfortable with my situation. Reviewed on: 18th June 2021

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