Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 18,087 reviews, last reviewed 28th May 2026
161900% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was worried about my increasing debt but step chan... I was worried about my increasing debt but step change made me feel at ease and offered great advice Reviewed on: 28th May 2026
Joanne M's avatar
Joanne M

Latest lowest rating:

1

Extremely difficult to get to speak to someone at le... Extremely difficult to get to speak to someone at least 90 minutes on hold asked now on four occasion for a debt to be added to my plan but still hasn... Read more Reviewed on: 27th May 2026
MDB M's avatar
MDB M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18087)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Seeing the light

5
StepChange are such an amazing organisation. They give you free advice and are always a phone call or email away if you need advice. I was drowning in debt and in a dark place, I didn’t know where to turn until a friend mentioned StepChange. I contacted them and they sorted my payment plan out and spoke to my creditors . I now have an affordable monthly repayment plan to my creditors. So I can now finally see the light thanks to StepChange x Reviewed on: 3rd September 2021

Gave me peace of mind

5
Very helpful customer service keeping me up to date with everything taking the stress away Reviewed on: 3rd September 2021

Excellent and reassuring

5
I was at my wits end, feeling as if everything was impossible. Step change helped me to sort out money - and my life. Thank you!! Reviewed on: 3rd September 2021

Takes a huge weight off my mind

5
Overwhelmed by a change in government policy towards hiring public sector interims, left me with half my salary. That I coped and still manage to maintain a family life, educate my children and live in the same house, is in no small part down to the intervention of Stepchange. Reviewed on: 3rd September 2021

Best Support I have ever had

5
Supported me through thick and thin for over 12 years! Reviewed on: 3rd September 2021

Incredibly knowledgeable and friendly staff

5
Professional friendly serrvice. The automated dmp system is brilliant Reviewed on: 3rd September 2021

A lifesaver

5
An abuser left me massively in debt. Stepchange has helped me escape some of the mental health impacts by setting up my plan. It truly has been a lifesaver. Reviewed on: 3rd September 2021

Absolutely amazing

5
They are helping me turn my life around. No matter who I have spoken to it has always been a friendly response and I really couldn’t thank them enough for all there help. Reviewed on: 3rd September 2021

Amazing

5
They’ve changed my life. The whole DMP set up process was very easy and I just wish I’d contacted them sooner! Annual reviews are easy to do too. Everyone I’ve spoke to at StepChange have been incredibly helpful and in no way judgemental. Thank you! Reviewed on: 3rd September 2021

Life saver

5
I know when I call with a query there will alway be a helpful and compassionate person to talk to. The help I received has changed my life. Thank you Step Change. Reviewed on: 3rd September 2021