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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18637 reviews)

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4.92

Based on 18,637 reviews, last reviewed 18th Jun 2026

188200% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Debt free in 4 months thanks to StepChange! I am incredibly satisfied with the support I’ve received from StepChange. Their customer service has been excellent throughout my journey. I am on tra... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18637)

Realistic and non judgemental

I came to Stepchange following a change of DMP provider. Stepchange are free of charge, meaning every penny you can afford goes directly and completely to clearing your debts, not to lining the pockets of the provider. Reviewed on: 4th September 2021

Step change review

Very helpful company did everything with sympathy and help. I would highly recommend this debt charity Reviewed on: 4th September 2021

Step Change are the best out there for debt management

Whole process has been easy and smooth, the way theyve handeled the sotuation with my creditors and agreed on plan, to dealing and making payments has been smooth easy and quick. The way there system is design is also an easy way its not something that puts peoplw off Reviewed on: 4th September 2021

Piece of mind

Stepchange were with me at the start and all the way through with my debt management to date. I was totally distraught when I found myself in debt and unable to find a solution. The advisors told me not to worry and advised me on the best way forward. They are always in touch and I am so glad I took there advice and had them thus far. Stepchange are the best. I am delighted to vote for them. Reviewed on: 4th September 2021

Brings a level of relief

I’m able to live without worrying about answering the phone. Reviewed on: 4th September 2021

Absolute Angels

They have really turned my life around and absolutely everyone you speak with treats you with dignity and no judgement- they always reduce me to tears because they are so completely caring and helpful. Can’t thank them enough, I’ve already paid back £5k! And am well on my way to being debt free. Reviewed on: 4th September 2021

Free impartial support

Great to have debts managed without stress or pressure. StepChange look at my incomings and outgoings to make realistic payments to my debtors via my monthly direct debit to StepChange. This is reviewed annually and you can see your debts reduce. I’m relieved they’ve worked with me for the past few years. Reviewed on: 4th September 2021

Life changing

Fantastic organisation and just wish I had got in touch with them years earlier. Reviewed on: 4th September 2021

Helpful and non judgemental

I was in despair with money worries. I was put through to step change as they were recommended by national debt line to solve my financial situation, which they did with one phone call to them. I’m so grateful to the team. They were so understanding, I thought I would be judged on my debt but never was. Outstanding service. Reviewed on: 4th September 2021

Comprehensive review

Great understanding of your situation! Reviewed on: 4th September 2021

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