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StepChange: Debt advice reviews

4.95
Based on 14,718 reviews, last reviewed 9th Apr 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026
Obi N's avatar
Obi N

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14718)

Great Sevice

5
My finances were a complete mess, so much so that I was unable to buy myself some milk for my tea. This lead me to ask my bank for advice and they recommended Step Change. Now I've enough money to get by. I don't know what I would have done without your help. Reviewed on: 11th July 2020

Fantastic

5
Amazing experience staff are friendly and very helpful took alot of pressure off me with there help. Reviewed on: 11th July 2020

Prompt precise and friendly service

5
They are very friendly and has excellent communication skills. I am completely stress free because of StepChange. Reviewed on: 11th July 2020

Changed my life

5
I was left in an enormous amount of debt following my divorce. I had buried my head in the sand and didn't realise I could get help. Thankfully I contacted stepchange who put everything into perspective, talked to creditors and helped me plan. A couple of years ago it was going to take me over 100 years to pay off my debts. Currently its less than 5 so I feel in control and that life has something to offer. Everyone i spoke to was non judgemental really friendly and helpful. Their advice is practical. Reviewed on: 11th July 2020

Extremely grateful and life changing

5
Stepchange really Changed my life for the better. All the staff I’ve dealt with were very helpful, understanding and I would recommend stepchange to anyone who is in the position I was. I now live a much better healthier life and can’t thank stepchange enough for all the help and assistance .what a great team who never judge you, but go out of their way to help in every way. I would recommend stepchange to anyone at anytime. Thank you very very much. Well done stepchange. Reviewed on: 11th July 2020

Kind, helpful, professional, understanding

5
I have a few friends who are on Dmp’s with other companies and when I talk to them about review rime, they dread it as they feel they are being judged. With stepchange, I couldn’t ask for a kinder, more helpful, understand and professional consultant to deal with my account. I am so grateful that I found them and even though I am mostly late on my annual reviews, they go over and above themselves to assist me. I would recommend them, and have done so, to anyone who has debt concerns. Reviewed on: 11th July 2020

Very helpful friendly people

5
When I was worried about my situation they help me a lot Reviewed on: 11th July 2020

VERY HELPFUL. GOOD ADVICE

5
STEP CHANGE HAVE HELPED ALL THE WAY, GIVING GOOD ADVICE. STEP CHANGE HAVE GOT US IN CONTROL OF OUR FINANCES & GIVE CONSTANT UPDATES AS TO WHERE WE ARE Reviewed on: 11th July 2020

Excellent service

5
Very helpful Relieved the stress Reviewed on: 11th July 2020

Truly amazing support!

5
I have been supported, guided and advised in the best way ever. They have always made me feel at ease with my debt and have always been there for me at times I needed extra support. I’d highly recommend Step Change to anyone who’s looking to become debt free. Reviewed on: 11th July 2020

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