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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18666 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Does what it says on the tin

I was sorted in a matter of hours! Always friendly staff Reviewed on: 25th July 2021

I true lifesaver

Stepchange has helped me sort out my finances which leaves me more time to deal with my wife's Dementia. Reviewed on: 25th July 2021

Helped get my life back on track

StepChange was there during the most difficult time of my life. They quickly and efficiently helped set up my DMP and are always there to support me when I need them. The whole process was easy thanks to friendly and knowledgeable staff. My life is now back on track. Reviewed on: 25th July 2021

amazing service

Stepchange have changed my life, fantastic service, friendly staff and so understanding and helpful I really can’t praise this service enough. I will be debt free in January 2022 that is something I never thought would happen. Thank you stepchange Reviewed on: 25th July 2021

StepChange has our vote!

We were informed about StepChange through one of our creditors and it was the best thing we did when we approached them. We were at our wits end and couldn’t see a way out, letters every day from creditors demanding money which we didn’t have to pay what they asked. We had to swallow our pride and admit that we were in a mess! Straight away StepChange put us at ease, not judgemental I even spoke to an advisor that had been in that position until she was debt free. We made mistakes but not all of it was through our own doing. It will take us a while to get debt free but at least now we are paying all of our creditors and they are fine with what we’re paying. Without StepChange I can’t imagine how our lives would be. We highly recommend this debt charity, please don’t go on in silence be honest with yourself and there is light at the end of the tunnel. Reviewed on: 25th July 2021

Stepchange really turned turned my life around I can not thank them enough.

They took the worry of endless sleepness away and helped me so much to turn my life around so now I can pay my debt off which is comfortable to me. Reviewed on: 25th July 2021

Hugely life changing

We were sadly affected in the last recession 2007 and are also mortgage prisoners. It was horrendous with the threat of loosing our house and harassment my company’s .. with hubby out of work dealing with loss of job as well as debts was horrendous! Step change were amazing at helping us get straight and stop the hassle. Once creditors knew we were with step change and we quoted our number they would stop harassing us. We are almost there it’s been a long road but we are so grateful for the step change team who are always friendly, always knowledgeable always so helpful. Reviewed on: 25th July 2021

STEP CHANGE SAVED OUR FINANCIAL PROBLEMS

As soon as we contacted Step Change we felt like a weight had been taken from us. Their attitude towards our situation was kind & understanding. They were there throughout for all of our queries, especially during the early days & getting us set up. Reviewed on: 25th July 2021

Fantastic

Very professional and supportive staff. They show compassion and sensitivity throughout the starting process and duration of your plan. They have helped in dealing with creditors taking that pressure away and always respond to any query or worry you have. I can’t say enough how much of a difference their support and plan has made to my life. A well deserved award to win!!! Reviewed on: 25th July 2021

Step Change changed my life.

Gave me purpose and reason to believe in life again Reviewed on: 25th July 2021

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