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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18667 reviews)

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4.92

Based on 18,667 reviews, last reviewed 23rd Jul 2026

75640% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

They really help.

Without judgement they help you pull your life back from the brink of ruin. They donut in such a way as to not make you feel stupid. They help you to move on and build better habits that will avoid best in the future. Reviewed on: 23rd July 2021

So helpful

I was trying to manage my debts on my own but it was becoming overwhelming. It was easy to set up a Debt Management Plan with StepChange. They managed all of the conversations with creditors on my behalf and helped me to work out how much I could afford to pay. This has made it easier to Plan and work it into my monthly budget. This means, I can still afford to live and have peace of mind, knowing that my debt is being paid. I am so grateful Reviewed on: 23rd July 2021

Peace of mind

Their advice and help is invaluable in bringing your debt under control. Banks and credit card companies respect Stepchange and the advice they give to clients. Reviewed on: 23rd July 2021

brilliant work

Step change have been brilliant with us from day 1....so helpful and have taken all the stress from our lives Reviewed on: 23rd July 2021

Such a great service.

A weight was lifted after contact. Everything is organised and very helpful if you struggle with debt. Reviewed on: 23rd July 2021

Strongly remommend them as an outstanding nery helpful exvcellent organization

Step Change were always there for me to give the at-most assistance and they took the initiatives to advice me in advance whenever good for me Reviewed on: 23rd July 2021

Excellent

The process was easy and they explained the whole process Reviewed on: 23rd July 2021

Very easy to talk to. Nonjudgmental

After my finances collapsed, Stepchange helped my take back control. Reviewed on: 23rd July 2021

Step Change my saviour

Without Step Change l don’t know how l would have dealt with the unfortunate situation l found my self in. Reviewed on: 23rd July 2021

Excellent, excellent, excellent !

This is the most caring, supportive and helpful company ever! This applies to ALL the advisors that you might speak to as well, they never judge you or make you feel small or stupid. I don't know what I'd have done without them. I can't praise or thank them enough Reviewed on: 23rd July 2021

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