Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18673 reviews)

View other StepChange products

4.92

Based on 18,673 reviews, last reviewed 9th Aug 2026

3% increase in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Take the step to change Im an older lady who through illness fell behind with debts. Ended up so worried and frightened with being unwell and not being able to pay. I had a b... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18673)

Review of the StepChange, Debt advice:

Excellent service all round

Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

The end of sleepless nights

I struggled with my debts for years and fell into the trap of thinking that credit cards could provide a solution until my situation improved. However this improvement never came and I suffered mentally due to the level of debt. I would lie awake for hours at night. After a couple of conversations with Step Change I started to feel that there was hope and after the debt plan was implemented I was able to sleep again and not worry what the postman was going to bring today. Step Change gave me back my life. Reviewed on: 23rd July 2021

Always helpful

Always there for support and help. Reviewed on: 23rd July 2021

Saviours

Helped me sort my financial crisis out relieving me from unbelievable stress. Than you Reviewed on: 23rd July 2021

Superb Step Change

Excellent Customer Care, when we were at an all-time low, with our finances, Step Change listened and gave us hope, I was so happy with the help, support, empathy and professionalism, my husband had to take the phone, and I cried happy tears. Step Change can make such a difference to your life, it did with mine and my husband's. Thank you Step Change, keep up the fantastic work!!! Reviewed on: 23rd July 2021

Excellent

Always there when you are struggling Iv never had a problem with them. Reviewed on: 23rd July 2021

Extremely Helpful

Stepchange has helped me straighten put my financial difficulties. The staff are always pleasant and helpful. Reviewed on: 23rd July 2021

Their customer service is brilliant.

They really took the stress out of my debt situation. Reviewed on: 23rd July 2021

Excellent from start to finish

I was a nervous wreck before talking to Stepchange,they were so helpful and put my mind at rest. I am almost at the end of my dmp but the service has been amazing from start to finish. Reviewed on: 23rd July 2021

Freedom at last

StepChange has changed my life for the better with a huge weight off my shoulders. I feel I can breathe again and now have the freedom to be able to do things with my family again without worrying about money all the time. Thank you StepChange Reviewed on: 23rd July 2021

Life Savers

I don’t know what I would have done without Stepchange, I was going round in circles robbing Peter to pay Paul and really struggling to make my wages stretch. Non judgemental and helpful, flexible if your circumstances change and I’m so grateful that I’ll be debt free by next year Reviewed on: 23rd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Intrum 3.41 from 4 reviews
Debt Solutions
from Abacus 4.18 from 6 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub