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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Super helpful

From the start they were informative, helpful and caring of my situation. No judgement was felt at all. Reviewed on: 8th July 2020

Outstanding

What a superb organisation to put your hope for assistance and to be well informed Reviewed on: 8th July 2020

Best

They have made my life so much more bearable! Reviewed on: 8th July 2020

Life savers

Stepchange really did save my life. The debts that were ruling my entire life were causing me untold stress and depression. Contacting Stepchange was one of the best decisions I have ever made. They put my debts into perspective and immediately stopped additional interest mounting up and put everything into one payment that helped put my life back on track and all for free. I cannot speak highly enough of Stepchange and they're always so friendly and helpful. A great charity. Reviewed on: 8th July 2020

So helpful so reassuring

Helped me through one of the worst times being in debt. Their support and guidance means I will be debt free in 3 more years. Reviewed on: 8th July 2020

Saved my life

I was struggling with bills and they helped me Reviewed on: 8th July 2020

Just amazing

No words can sum up my experience with them. They are are part of my life. God bless you all and please reach out to more people please Reviewed on: 8th July 2020

Really found them to be helpful and I would not hesitate to recommend them to family and friends. My experience with them has been nothing but positive.

They managed to find a solution for me to be able to keep my house and prevent my house from being repossessed, after my husband left and had to manage on one salary Reviewed on: 8th July 2020

A company we can truly rely on

I've been on debt management due to the 2008 recession and being widowed early. Stepchange have literally been a lifesaver, teaching me to budget, thereby lightening my financial burdens and allowing me to pay back my commitments at a manageable pace where I can live, bring up child properly and sleep calmly. I finish my debt management in September 2020 and it's all with heartfelt thanks to Stepchange. They are worth their wait in gold and a company we can truly on. Reviewed on: 8th July 2020

Help when you are at your lowest ebb

Step Change were there to help us when we were at our wits end on what to do. My husband was out of work (redundant), our car had been repossessed and the banks and credit cards were pestering us daily. We contacted Step Change and talked to a very helpful lady who wanted to help us. She did not lecture us or cross examine us as the banks etc. had done. Immediately the load was lightened. We have worked with them for a number of years and have been very satisfied with their advice and assistance. Thank you Step Change. Reviewed on: 8th July 2020

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