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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18667 reviews)

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4.92

Based on 18,667 reviews, last reviewed 23rd Jul 2026

75640% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very Grateful

I've nearly finished my DMP with them after getting into bad debt a decade ago. They took a huge weight off my shoulders. I'm very grateful to them. Thank you Step Change. Reviewed on: 23rd July 2021

Excellent Services

They have helped me get back on my feet and gave me peace of mond. Reviewed on: 23rd July 2021

excellent company

step change are brilliant would recomemd them to anyone. they have my vote Reviewed on: 23rd July 2021

Invaluable help

I was so worried about money and Stepchange put me on the right road. Thankyou Reviewed on: 23rd July 2021

Very good

Very helpful Reviewed on: 23rd July 2021

Clear, concise support

Helping me get out of debt. Brilliant service. Reviewed on: 23rd July 2021

Stress free solution to debt

Since first talking to StepChange, I have felt less stressful about my debt situation and since starting on a DMP, have slowing seen my debts reducing. The only downside is that sometimes it is difficult to get through on the phone,. Otherwise, a first class service. Reviewed on: 23rd July 2021

No more sleepless nights

After a messy divorce and then coming to my senses contacting Step Change has helped me through my financial situation. The one thing I never wanted to do was to not pay back any money owed that was in my name. With helpful guidance and working out my spending plan I can honestly say I will be debt free in 12 more months and have no more sleepless nights worrying who to pay and how much. Reviewed on: 23rd July 2021

Step Change has saved my life

Due to a combination of being neurodivergent and having poor mental health, I built up 22k of debt, and I was desperate. Step Change listened non-judgementally and helped me get a DMP sorted out. It saved my life. Reviewed on: 23rd July 2021

So helpful

From the moment I got in touch with Step change they made me feel at ease and comfortable. They helped me enormously and sorted out the best options for me. Very helpful, friendly, professional staff. Reviewed on: 23rd July 2021

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