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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Fantastic

Been absolutely great and have helped and understood with professionalism Reviewed on: 8th July 2020

Step change literally saved myself

Everyone was so nice at stepchange. I 20 when I stupidly got myself into money issue, I felt like I couldn’t find a way out of my problems. I called stepchange and they made me feel normal and helped me with everything. Now 2 years on, I’m about to be debt free and I wouldn’t have done it without them. Reviewed on: 8th July 2020

Fantastic company

Great service great staff highly recommend Reviewed on: 8th July 2020

Step change is amazing

Step change have changed my life I was in a very dark place until I made the phone call thank you step change you turned on the light and helped me out of the black hole . Reviewed on: 8th July 2020

Mrs T

I felt so low and couldn’t see away outfit my financial difficulties. My first call was so reassurance I felt like some was listen to me and was able to help us see the light at the end of the tunnel. Every time I call they are very helpful Reviewed on: 8th July 2020

Excellent support and service

From the initial phone call to discuss our debt concerns to setting up a DMP the staff at StepChange have been understanding, non judgemental and encouraging in supporting us to get a grIp on our debts and make positive life style changes to Ensure we keep on top of our payments. From being in despair to debt free in the next 18 months they have changed our lives. Reviewed on: 8th July 2020

really glad I phoned

I was worried about my debts and was really struggling stepchanged arranged a way for me to pay my debts back at an affordable rate and dealt with my creditors on my behalf.really glad I phoned them it's been an incredible help and if I encounter a problem all I have to do is call and they try their very best to help sort it out Reviewed on: 8th July 2020

Amazing service

Really helpful staff I was so stressed out about my money problems! Feel a bit better now! Thanks Reviewed on: 8th July 2020

Piece of Mind

Since being with Step Change, it has given me the piece of mind and space to go on with life without being hassled by external companies. Reviewed on: 8th July 2020

Dark moments

One day I was in a real bad situation, I felt the World was coming down on me.... One phone call and 99.9% of my problem where swept away Reviewed on: 8th July 2020

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