Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18640 reviews)

View other StepChange products

4.92

Based on 18,640 reviews, last reviewed 21st Jun 2026

376800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great service and support

Great service and support when you need it most. Reviewed on: 27th May 2026

The go-to place for Debt advice

The go-to place for Debt advice, based on my experiences. Don't leave things too late, as they can help you up-front—no need to be shy or embarrassed. You may be forwarded to them from Business Debtline or National Debtline. These are all excellent free services. The last thing you want to do is pay out even more. I could pay my debts, but the interest could suck up your resources. I had had enough of it. They helped me. Recommended! Reviewed on: 27th May 2026

Step change was there when no one else was

Step change was there when no one else was, they help me a lot and without there support not sure where I would be now Reviewed on: 27th May 2026

StepChange are helping me get back on track!

I’ve been so happy with StepChange since they’ve helped manage my debts. They are clear, courteous and always helpful in answering all my questions. Reviewed on: 27th May 2026

Teams explain my doubts and listen

Teams explain my doubts and listen Reviewed on: 27th May 2026

Good customer service very helpful

Good customer service very helpful Reviewed on: 27th May 2026

If you're in debt they will help you get out of it

When I first contacted Step Change I was drowning in debt and every day was full of stress about money. They helped me go through my debts and come up with a realistic plan, and set me up with the breathing space scheme to get debtors off my back while everything was set up. Their online plan review process is super quick and painless. Can't recommend them highly enough. Reviewed on: 27th May 2026

StepChange helped me turn my life around

StepChange helped me turn my life around, I found myself in debt for a few personal reasons and didn't know where to turn, my mental health was at a critical point, one of my more helpful debtors pointed me towards help and this is when I found StepChange. They helped me with debtors who were harassing me and how to budget and set up an affordable payment plan. I am a couple of months out from being debt free after several years and can't thank StepChange enough. They saved my life! Reviewed on: 27th May 2026

Without step change I was contemplating ending my l...

Without step change I was contemplating ending my life until I contacted them and they got my debts sorted. Almost 15 years I had a massive debt and could not cope until my friends told me about step change. I owe my gratitude to them and would recommend. Reviewed on: 27th May 2026

Step change has enormously helped me to get through...

Step change has enormously helped me to get through my journey to deal with my debts after I suffered injuries affecting my ability to get back into work. Reviewed on: 27th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Darcey Quigley & Co 3.56 from 3 reviews
Debt Collection
from Link Financial 3.98 from 3 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub