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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Caring company

A fair caring and fair company who help and listen to you . And help you with problems that you have to face. Reviewed on: 22nd July 2021

They are simply brilliant

Some three years ago we were in desperate trouble with debts over 20k and not knowing where to turn, now three years later, we are under 13k, and every step of the way the people there have been more than helpful. They will always listen and help if something unexpected comes up and while our creditors aren't exactly happy, they trust and respect Stepchange to keep us on track, paying off what we can afford each month and lowering our debt. Totally recommend this company and are grateful to them! Reviewed on: 22nd July 2021

Very helpful

I was in a terrible state when I got in touch with stepchange my husband had to stop working through ill health,but they put me at ease and were fantastic and reassuring Reviewed on: 22nd July 2021

Changed my life

Thankyou, so much for what you do to help people and families. I wouldnt have managed to support my 2 children with out the support of stepchange. So thankyou is all I can say. Reviewed on: 22nd July 2021

They saved my life-literally!

At the age of 51 i was made redundant & for the first time in my life found myself unemployed. After raising my child alone in poorly paid work i had accrued around £30k debt! We lived a frugal lifestyle however i lived in the country & needed a car for work, it would need repairs, that would go on the credit card till the end of the month, then the washing machine or something would break or my daughter would need shoes so it accrued. Working it out over the years the actual total debt minus the snowballing interest was around£7/8k!! I knew i was being made redundant & contacted my creditors to try & arrange a payment freeze or a payment plan until i got on my feet; this was met with a stone wall of i had to default & then they would send debt collectors or bailiffs! I, understandably, was distraught & when my job finally ended, suicidal-luckily one of my creditors mentioned Step change. Step change really did save my life, they explained it all to me & i arranged a DMP once i had a new job three months later the wage was a third of my previous wage so it was going to take me until i was nearly 70 to pay off. Step change kept me reassured when two of the debts were sold to debt collections agencies & they themselves were happy to deal with Step Change. When the bank id been with for 35yrs since i was 16 put the interest up from around £18 a month to almost £100 a month because i was paying less!!, Step change recommended the ombudsmen, i fought the case, lost, appealed & then won & the interest was stopped. They were there on the end of the phone for help & reassurance. Over the past five years, i have retrained & ended up in a fantastic job with an equally fantastic wage, as my wage grew, Step change helped me adjust my budget & pay more every month without leaving my core living expenses short. Last month, o received a bonus at work & made a final payment & now am finally debt free for the very first time in 30yrs! I can honestly say if this service did not exist, i probably wouldn't either as they compassionately helped me out of a black hole i could see no way out of. Reviewed on: 22nd July 2021

Excellent, sympathetic service.

Stepchange are always helpful, non-judgemental and have great empathy with their clients. They take a great weight off one's shoulders Reviewed on: 22nd July 2021

Helpful with excellent customer service

Helped to create a realistic budget for a debt management plan. They informed creditors of proposed affordable payments. They also discussed with me the available options outside of a dmp. Advisors are really helpful and friendly. Reviewed on: 22nd July 2021

Amazing , helped me so much

They made me life easier. Less stress and sorted everything. Reviewed on: 22nd July 2021

Simply amazing service

Words can not describe how much this organisation has helped me.. keep up the good work Reviewed on: 22nd July 2021

You are protected

with Step change debt charity they are always there to help people with debt, You feel very secure even you are trouble with debt ! Always there to listen to your problems and give us straight answer and they reply email straight back. You feel at home!!! Thank you for your kind help Step change !!! Reviewed on: 22nd July 2021

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