Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18670 reviews)

View other StepChange products

4.92

Based on 18,670 reviews, last reviewed 28th Jul 2026

75700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stop worrying

Step change will stop you Worring who’s going to ring & give you aggro , so helpful , I was humming & ahhring to ring but once you do , loads of your mind Reviewed on: 22nd July 2021

Help when most needed

Being in debt is a horrible experience but right from the first contact Stepchange have been so supportive and a huge help through a very difficult time. The advisors are always friendly and I really don’t know where I would be without them or their help and advice Reviewed on: 22nd July 2021

Amazing support

Efficient, helpful and understanding. Taking the stress away from an embarrassing and stressful event. Reviewed on: 22nd July 2021

No hassle

Joined the scheme in 2018 and had no hassle whatsoever. Debt free next year and no stress. Thank you. Reviewed on: 22nd July 2021

Life saver.

Help me when I was at my lowest ,now taking time but getting there . Reviewed on: 22nd July 2021

Just completed my plan,13k to zero and can now live the rest of my life financially stress free. Thanks for all your advice and help.

Kept me sane and saved my marriage. also paid all my debts off completely. Reviewed on: 22nd July 2021

They have help me all the way and I am grateful for that thank you stepchange

Not alot to say just grateful for their help Reviewed on: 22nd July 2021

Helped me when I was at my lowest ebb

I was at rock bottom regards my debt and step change have help me get a grip of my finances and made me realise I can pay them off and have a brighter future Reviewed on: 22nd July 2021

Life savers.

These people gave me a new lease on life. Reviewed on: 22nd July 2021

Life saving, literally

I was contemplating suicide before contacting Step Change. After 45 minutes I felt like the weight of the world had been lifted from my shoulders. Thank you. Reviewed on: 22nd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from DFH Financial Solutions 4.19 from 4 reviews
Debt advice
from Business Debtline 4.33 from 28 reviews
Debt collection
from Ayom Debt Recovery 1.77 from 83 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub