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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

The shining Knights of Step Change .

SC was a light in the darkness of my idiocy with money . They gave me a big shoulder to lean on . Reviewed on: 11th June 2025

Struggled with my debts. until StepChange stepped in.

I was struggling to manage my debts. and paying my creditors too much. So I went without food, heating and clothing, and my general will-being deteriorated. Also the stress of having to manage 5 or 6 creditors was wearing me down. Step Change have been indispensable. They showed me how to distribute my meager income fairly amongst my creditors, whilst leaving enough for me live quite comfortably. The stress has been relieved and I am very grateful to Step Change. I wish I'd gone to them sooner. Reviewed on: 11th June 2025

very accommodating and helpful in answering questio...

very accommodating and helpful in answering questions and getting my finances sorted quickly Reviewed on: 11th June 2025

Step change has helped me

Step change has helped me with my financial situation fantastical. Professional, non judging and fair. Reviewed on: 11th June 2025

Help with Debts

Help me with my debts and gave me piece of mind Reviewed on: 11th June 2025

Efficient and simple

Made the whole process easy and would recommend. Reviewed on: 11th June 2025

I now feel secure again.

Step Changed helped me to deal with my debt. They helped to set up an affordable payment plan. Before step change I was suffering from stress. Sleepless nights.,and a feeling of no way out of my situation. Everyone I have spoken to at step change have been very polite and helpful and have given very positive advice. Thank you. Reviewed on: 11th June 2025

I can honestly say by contacting StepChange they sav...

I can honestly say by contacting StepChange they saved me and my home. I have just paid my debt off and have always had good support whenever I have contacted them whether it was queries or doing my annual review. I would recommend them. Reviewed on: 11th June 2025

"A Lifeline in My Time of Crisis

I was going through a severe mental and financial crisis and didn’t know where to turn. When I contacted StepChange, I was overwhelmed and emotional, but they were incredibly patient, supportive, and understanding throughout the entire process. They helped me arrange affordable payments to all my creditors, taking an enormous weight off my shoulders. The relief I felt was immediate, and over time, my mental health significantly improved. I truly believe that call changed the course of my life. Thanks to StepChange, I was able to regain control and start rebuilding—not just financially, but emotionally as well. I’ve recommended their services to others and will continue to do so, because they gave me my life back. I will always be deeply grateful. Reviewed on: 11th June 2025

An amazing source to help manage your finances

I’m so happy I reached out to StepChange to get the support I needed to manage my debt. They made everything straightforward and easy to understand so I could get a workable debt management plan in place without falling back into old habits Reviewed on: 11th June 2025

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