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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

professional and caring.

5
I was getting chased for money I could not pay and I learned of stepchange,and rang them and they sorted out my debts in a professional and caring way and were not judgemental of how I had got into debt, but showed me how to clear all my debts and got in touch with all my creditors and got them to accept a reasonable payments to them that I could afford and that helped me a lot so much so I had 9 debts to clear at first but now I have only 1 now which I will clear in July, and then I will be debt free, so without stepchange I would never had achieved this and I have no words that could thank them enough for how they got me out of a situation that I would never been able to clear my debts on my own so a big thank you to them. Reviewed on: 17th June 2021

I was overwhelmed with debts and did not know how to...

5
I was overwhelmed with debts and did not know how to go about help I went online and saw step change, I rang them up to see how they could help, they were so knowledgeable and made me feel calmer regarding the debts I had.We went through a solution that was an affordable payment each month this was wonderful. I can finally sleep at night knowing that I no longer have huge debts hanging over me thank you step change highly recommend! Reviewed on: 24th May 2025

Amazing staff and always helping.

5
No matter who I have talked to they are very open and honest and they're always there no matter what issue I'm having with money, navigating life is hard so having this type of help it's great but to have staff who understands the best they can makes it better in so many ways, Reviewed on: 24th May 2025

I'm very pleased with with service stepchange have g...

5
I'm very pleased with with service stepchange have given me and have been very helpful in helping me with debts. And I would recommend them to friends and family and to anyone who is struggling with there debts. Reviewed on: 24th May 2025

Ive had the best experience with stepchange so far.

5
Ive had the best experience with stepchange so far. I started off with £31000 of debt. Im down to £14000 now, so over half way. It’s been really easy and stress free. Can’t wait to be debt free. Highly recommend stepchange Reviewed on: 24th May 2025

Highly recommended

5
As a single mum on maternity leave I was unable to keep up with my credit card repayments. It was for the first time in my life I got into such a difficult financial situation and not being able to work for a while I didn't see a way out of the mess. I'm now on a debt repayment plan with StepChange and I can just say I highly recommend anybody struggling financially to get in touch with them. Nobody judged me, everybody I have talked to so far has been fantastic. Reviewed on: 24th May 2025

When I felt overwhelmed and needed advice and assist...

5
When I felt overwhelmed and needed advice and assistance, Stepchange were there. Best decision I made. Reviewed on: 24th May 2025

A God send

5
Very professional company who explained in detail how my debt could be handled. Without this help I don’t know how I would have coped with final demands letters I was receiving. Reviewed on: 24th May 2025

Excellent service

5
Excellent service with good staff that put you at ease. Makes u feel less anxious once u go through the process Reviewed on: 24th May 2025

Step change has really helped me and stopped me wor...

5
Step change has really helped me and stopped me worrying and helped me sort out what is right for me and I would like to say a big thank you Reviewed on: 24th May 2025

Simply take away the despair and desperation felt fr...

5
Simply take away the despair and desperation felt from debt without judgement. Reviewed on: 24th May 2025

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