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StepChange: Debt advice reviews

4.92
Based on 18,666 reviews, last reviewed 22nd Jul 2026
75620% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026
Albert Nnokwutem 's avatar
Albert Nnokwutem

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Saved my life

5
Stepchange were there for me when I was lost and not knowing how to cope with debts, they negotiated on my behalf and now I can sleep much better at night. A great help and organisation. Reviewed on: 22nd July 2021

Life-changing

5
Step Change have seen me through some pretty rough financial times and I wouldn't have got back on track without them. They have been a consistent source of support and advice and are always there to help Reviewed on: 22nd July 2021

Outstanding and Discerning Financial Debt Advisors

5
Step Change delivers outstanding debt abs financial advise to those going through immense debt and financial worries. Reviewed on: 22nd July 2021

StepChange your life

5
I was drowning in debt, just about managing to make the minimum payments but the interest meant that I wasn’t scratching the surface of the balance. Finally out of desperation I contacted StepChange, within an hour I felt like a huge wait was lifted from my shoulders. They contacted my creditors, the interest stopped and my debt began to reduce. Just over 2 years in and I have about 5 months left before the balance is clear and I’m debt free. With StepChanges support and guidance I now feel in control of my finances and ready for a debt free life. Reviewed on: 22nd July 2021

Peace of mind!

5
Step Change have been an absolute saviour for me! I was in a horrific amount of debt and very embarrassed about it. At no point have they made me feel bad about myself, they are extremely supportive and helpful. I am slowly but surely (and realistically) paying off my debt. I struggle with depression but can 100% say they are not effected by my finances because I know Step Change are looking after me. Amazing team! Thank you x Reviewed on: 22nd July 2021

Step Change have been amazing

5
I had been with a debt management company & paying a management fee & PPI, when I became very ill I found that the PPI did not cover my particular illness & everything spiralled out of control for me.. I thought I would never find a way out but then I came across an advert for Step Change approaches them & they took on all the worries.. the relief I felt was immense & had helped my health recover too.. they are amazing with a non-judgemental caring approach to taking the stresses out of debt management with NO management fee!! Reviewed on: 22nd July 2021

Very friendly and easy to use

5
Very friendly and easy to use when I first contacted. Continued that throughout and made things simple at a time of huge stress. Reviewed on: 22nd July 2021

Peace of mind

5
StepChange took the stress and worry out of my debt problem Reviewed on: 22nd July 2021

Amazing support

5
Very supportive, amazing at listening. Reviewed on: 22nd July 2021

They are helpful and understanding

5
They are helpful with everything that I was worried about Reviewed on: 22nd July 2021

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