Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

View other StepChange products

4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best financial support provider 2026

Awarded to the financial support provider rated highest in customer reviews.
Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Peace of mind!

Step Change have been an absolute saviour for me! I was in a horrific amount of debt and very embarrassed about it. At no point have they made me feel bad about myself, they are extremely supportive and helpful. I am slowly but surely (and realistically) paying off my debt. I struggle with depression but can 100% say they are not effected by my finances because I know Step Change are looking after me. Amazing team! Thank you x Reviewed on: 22nd July 2021

Step Change have been amazing

I had been with a debt management company & paying a management fee & PPI, when I became very ill I found that the PPI did not cover my particular illness & everything spiralled out of control for me.. I thought I would never find a way out but then I came across an advert for Step Change approaches them & they took on all the worries.. the relief I felt was immense & had helped my health recover too.. they are amazing with a non-judgemental caring approach to taking the stresses out of debt management with NO management fee!! Reviewed on: 22nd July 2021

Very friendly and easy to use

Very friendly and easy to use when I first contacted. Continued that throughout and made things simple at a time of huge stress. Reviewed on: 22nd July 2021

Peace of mind

StepChange took the stress and worry out of my debt problem Reviewed on: 22nd July 2021

Amazing support

Very supportive, amazing at listening. Reviewed on: 22nd July 2021

They are helpful and understanding

They are helpful with everything that I was worried about Reviewed on: 22nd July 2021

FIRST CLASS SERVICE

Experts at what they do. So helpful understanding and caring. They completely owned my issues, stopped my worry and desperation. Guided me throughout and did all the hard work to give me peace of mind. They continue to help and regularly stay in touch and provide advice. They are always there when needed. An all round first class service. Reviewed on: 22nd July 2021

I am so grateful for stepchange. Helped me when I was at my lowest.

I have been on stepchange for a few years. I got in so much debt and thought I wouldn't get help, suffered depression from my debt and step change helped me with my debt recovery. I'm on a dmp and not scared to answer my phone anymore. I don't know what I would have done without them. Great charity and very supportive. Reviewed on: 22nd July 2021

Very helpful, would recommend

Stepchange are amazing , very helpful I would thoroughly recommend them. Reviewed on: 22nd July 2021

Best advice

I have always been given the best advice and when my income fluctuated they helped lower my plan Reviewed on: 22nd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.84 from 386 reviews
Debt advice
from Business Debtline 4.33 from 28 reviews
Debt Solutions
from MoneyPlus 4.09 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub