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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great service, simplified for everyone, amazing peop...

Great service, simplified for everyone, amazing people to talk to, very patient, u see stand and kind Reviewed on: 27th May 2026

Absolutely amazing.

Absolutely amazing. Very helpful. I was sceptic at the beginning but had no other choice and accepted help from StepChange. I will do it again without hesitation. Definitely recommend if you are struggling with your debts. Things happens in life without expecting. Thank you very much. You all doing an amazing work. Reviewed on: 27th May 2026

Very caring and understanding.

Very caring and understanding...was worried about financial status but after speaking with stepchange the supported and guided me through there process. Reviewed on: 27th May 2026

They really helped me very helpful & explained every...

They really helped me very helpful & explained everything to me I am still with them got away to go before I am debt free I have not got the worry with being with step change fantastic company thank you Reviewed on: 27th May 2026

I have been with stepchange for 13 years & they are...

I have been with stepchange for 13 years & they are brillant helping you get out of debt i would recommed them Reviewed on: 27th May 2026

Stepchange are a life raft for people like me

Stepchange are a life raft for people like me who gets stuck in a spiraling debt crisis. There's no judgement and everything is free. I was almost scammed by a private company but thankfully I found Stepchange. It can be difficult to contact them by phone as they are likely understaffed from lack of funding. But they have an email you can contact and that tends to be quite quick. Reviewed on: 27th May 2026

Extremely helpful.

Extremely helpful. Good advice, easy to access. Reviewed on: 27th May 2026

Step charge really helpful when we were struggling f...

Step charge really helpful when we were struggling financially difficult time and they really helped to fill all the forms every time when we call for help straight away they answer the phone helped us all the time Reviewed on: 27th May 2026

Staff team where very helpful when I was in a mess w...

Staff team where very helpful when I was in a mess when I first signed up have felt supported throughout Reviewed on: 27th May 2026

Very helpful.

Very helpful. Made a traumatic situation manageable Reviewed on: 27th May 2026

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