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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Peace of mind

5
Completed the form online also spoke to an advisor, everyone was helpful. Without this I don’t even know if I would be here, I could not manage my debts. Easy to understand and fantastic service for anyone being affected mentally by debt. Thank you Reviewed on: 9th July 2020

Debit management

5
Excellent service thankyou for being there in times of need Reviewed on: 9th July 2020

The support I was desperate for

5
Step change have been so supportive at every stage. Understanding of my problems and my needs. They’ve saved me in more ways than 1. Reviewed on: 9th July 2020

Discret personal service

5
I felt better with the fact that you can use the online form to give me an idea of what the plan would entail without having to speak to anyone as I was very embarrassed at first talking about my situation Reviewed on: 9th July 2020

Excellent assistance for everyone

5
I have always appreciated the assistance given to me at all times Nothing is too much trouble to the staff to help in stressful times Appreciate all the help given Reviewed on: 9th July 2020

Outstanding support, help and advice, thank you Step Change

5
I would reccomend Step Change debt management 100 times over. Excellent service. Thank you Step Change Reviewed on: 9th July 2020

Stepchange saved my life

5
I simply cannot thank them enough, great service and excellent customer support. Highly recommended Reviewed on: 9th July 2020

So friendly and understanding

5
After coming to the realisation I was not able to service my debt any longer I knew I needed help. This was very scary and worrying and after finally getting up the courage to call I found that the Step Change representative was completely understanding, very calm and helpful and most importantly supportive and reassuring. They made an awful situation seem manageable and helped me through the entire process. I cannot recommend them enough. Reviewed on: 9th July 2020

Relief

5
It was like a weight lifted off my shoulders after I contacted step change. It was the best telephone call I had made Reviewed on: 9th July 2020

a good company to deal with

5
always there when i need check something Reviewed on: 9th July 2020

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