Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Good service and I will be recommending for all pers...

5
Good service and I will be recommending for all person who need it Reviewed on: 9th May 2026

Helped me lot and smooth process

5
Helped me lot and smooth process Reviewed on: 9th May 2026

Need help ,there the best you’ll get.

5
I’d be lost without them,always great helpful and friendly. Reviewed on: 9th May 2026

Less stress now.

5
My journey with Stepchange was fairly easy & i was able to speak with an advisor if I didnt understand anything. Im so glad I took the step to getting my financial affairs into perspective & not getting phone calls & letters from my debtors which was very worrying. I definitely recommend taking the steps to being worry free. Reviewed on: 9th May 2026

Stepchange provide peace of mind and takes away the...

5
Stepchange provide peace of mind and takes away the anxiety of having to worry about my debt. Reviewed on: 9th May 2026

step change has made such a differance to my life fr...

5
step change has made such a differance to my life from day one they have explained everything that was happening if i have a problem they will help on the phone very polite customer services very glad i have them behind me. Reviewed on: 9th May 2026

StepChange Debt Charity were brilliant from the start.

4
StepChange Debt Charity were brilliant from the start. They were easy to speak with, handled my situation quickly, and kept me updated with monthly statements. I’m very grateful for all their support and help. Reviewed on: 9th May 2026

Real people, real advice

5
Stepchange have real people that aren't trying to sell you something you dont need. They aren't judgemental, they listen and respond with care. They explain things as many times as you need! Reviewed on: 9th May 2026

They absolutely changed my life

5
Before I was told about step change or CCCS as it was, I was absolutely terrified of letters, phone calls or even a knock on the door. My neighbour told me about CCCS. They were absolutely brilliant, there was no judgement, just someone who was there to help. I cannot thank them enough,. Without sounding over dramatic, they do actually save lives. Once you hit rock bottom, you need someone to get you out and they do it without questions. Reviewed on: 9th May 2026

Very easy to complete online anytime I contacted for...

5
Very easy to complete online anytime I contacted for further advice the people were really helpful and pleasant. The overall time it took to set up was quick in my opinion and I feel a weight has been lifted Reviewed on: 9th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products