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StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

StepChange: An amazing service and life saver.

5
StepChange can be regarded as responsible for saving me from many financial difficulties that worried me, and my family, seriously. Fantastic advice and actions from the excellent agents has afforded me a more settled life for many years. This is an amazing service and I remain so grateful to all connected with StepChange. Reviewed on: 8th May 2026

StepChange are a game changer

5
Stepchange are a game changer and are thorough, knowledgeable and extremely helpful.i now have less stress and they manage it all for me, bar anything that is my responsibility to deal with, like bills. Reviewed on: 8th May 2026

Give me support when I needed it when I contacted th...

5
Give me support when I needed it when I contacted them help me to see there is a way out of my debt Reviewed on: 8th May 2026

Let Step Change put your mind at rest

5
I was so scared in the days running up to me contacting Step Change. But as soon as I contacted them, everything got so much better. They were so helpful and sorted my finances out with me. No judgement, just help and advice. The website is easy to log into and follow and they have so much information that can help. Do not delay seeking their advice, if you are in financial trouble, they will do what ever they can to help and make sure that the financial plan moving forward works with you life. Reviewed on: 7th May 2026

Got my life back on track

5
If step change didn't help me I would still be struggling I was finding life really hard paying so much out each month to my debts and I went with step change it was easy to apply and get sorted and I had a weight of my shoulders and I cud finally get my life back on track and I am nearly debt free thanks to stepchange for helping me. Reviewed on: 7th May 2026

I was struggling and fearful but after plucking up t...

5
I was struggling and fearful but after plucking up the courage to make the call the advisor was very helpful, empathetic and clear . I felt listened to and was grateful that StepChange was able to help me. Reviewed on: 7th May 2026

StepChange

5
StepChange have been very good since I first went to them Reviewed on: 7th May 2026

Thank you for managing all my debt so well and givin...

5
Thank you for managing all my debt so well and giving me and my family peace during the bad days. Thank you. Reviewed on: 7th May 2026

Pick up the phone and call stepchange

4
Was in a bit of a panic until I spoke to a stepchange debt advisor. Got a budget sorted out and got in touch with my creditors..This had immediate effect of my letterbox not being letter bombed anymore.Not sure if creditors realise this but the more letters they send,make countless phone calls to you the less it makes you inclined to get debts sorted out.So a big thank you to all the staff at stepchange. Reviewed on: 7th May 2026

The best debts management company

5
Had creditors chasing me over and over and went into depression until stepchange stepped in and now I’m okay with less worries. Stepchange is the best Reviewed on: 7th May 2026

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