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StepChange: Debt advice reviews

4.92
Based on 18,651 reviews, last reviewed 29th Jun 2026
125733% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026
Julie's avatar
Julie

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18651)

Excellent advise and courteous service.

5
Excellent advise and courteous service. Reviewed on: 7th May 2026

After being over 20k in debt a quick 45 minute call...

5
After being over 20k in debt a quick 45 minute call to step change they where so kind and understanding not once did they judge me for being so much in debt,after taken a few details they give me a affordable debt management plan and now after a 5 year plan I am nearly debt free ,I cannot thank stepchange enough,what a excellent service,so if your struggling with debt please pick up the phone and call them you will not regret it Reviewed on: 7th May 2026

Fantastic!!

5
They have lofted a massive weight from around my neck im so grateful and have control back in my finances Reviewed on: 7th May 2026

Not neurodivergent friendly and poor communication w...

2
Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026

A Fantastic Service

5
I have nothing but praise for Stepchange The staff I have dealt with are so knowledgeable and understanding and so patient any worried no matter how small or massive they seem to know the solutions straight away I wouldn’t hesitate to recommend them Reviewed on: 7th May 2026

Excellent service for peace of mind

5
All agents are very understanding, and are go above and beyond to help you Reviewed on: 7th May 2026

Stepchange took away my sleeplghts ..

5
Stepchange took away my sleepless nights and work be helping take control of my debts and now my finances are manageable, I would definitely recommend these guys for debt help 100% Reviewed on: 7th May 2026

Incredible service

5
From not knowing what to do and how to pay my debts, Stepchange took control and guided me through each step. They dealt with all the companies I had debts with and consolidated it into a single payment I could afford. They stopped interest charges and are always available for me when I need help. They made me feel that finally I was in control again and confident that I will be able to clear the debt. I don't know what I would have done without them. I cannot praise them enough. Reviewed on: 7th May 2026

Calm and sorted

5
Was a mess but after call was all sorted Reviewed on: 7th May 2026

Step change helped me to sort out my finances .

5
Step change helped me to sort out my finances . It gave me time to get things into order . It took off all the pressure Reviewed on: 7th May 2026

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