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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Stepchange have enabled me to sleep and carry on wit...

Stepchange have enabled me to sleep and carry on with life without fearing the consequences that came with my debts Reviewed on: 23rd May 2025

Best phone call you will make

I would really be lost and in a Bad place if it wasn’t for Stepchange Thank you so much Reviewed on: 23rd May 2025

Stepchange are on your side, call them!

I was so nervous about contacting Stepchange for help but they were so helpful and friendly, they want to make sure you have enough money for all your everyday needs before you allocate anything to debts. They are on your side. They deal with all the companies for you to arrange repayments. They really do lift the burden from your shoulders. Highly recommended. Reviewed on: 23rd May 2025

So easy to speak to someone real and not kept on hol...

So easy to speak to someone real and not kept on hold for what seems to be ages also very helpful and prepared to listen and really understanding. Reviewed on: 23rd May 2025

Stepchange saved my life

Stepchange saved my life as i was in despair, scared and stressed. They helped me get organised and still made it affordable so i could live. They contacted all the companies i owed money to and negotiated the payment plan, i feel.more in control and i know I have an end date to becoming debt free. Other companies wanted to charge me, but i couldnt afford anything. Step change helped me free and it was a life saver. I cant thank them enough. Reviewed on: 23rd May 2025

I owe a large amount of money, and at the point of d...

I owe a large amount of money, and at the point of desperation this company came through for me. When I can pay more I do and when I can't They reduce it so I can still live. Reviewed on: 23rd May 2025

from despair believing there was no way out.

from despair believing there was no way out......then i tried stepchange and i could see a light at the end of the dark tunnel i was in....if they can help me ...i promise they can help you ....please don`t think your alone .......reach out....you have nothing to lose and peace of mind to gain ......... Reviewed on: 23rd May 2025

My ex-husband left me with huge debts.

My ex-husband left me with huge debts. I contacted StepChange as a last resort. They helped be budget my repayments, and created a way of cleaning my debts over time. They truly are lifesavers. Thank you StepChange Reviewed on: 23rd May 2025

I was in panic mode when I contacted Stepchange.

I was in panic mode when I contacted Stepchange. Following my conversation and the debt repayment scheme, I felt more on top of things. My family was severely impacted by Covid the plan meant I was able to continue to help them. Reviewed on: 23rd May 2025

With out the support and a listening ear I would of...

With out the support and a listening ear I would of crumbled, my mental health was not good, I found myself on my own with 3 children under 14 years of age, ill health hit and I did not know where to turn, these wonderful people saved me Reviewed on: 23rd May 2025

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