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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

It has given a big relief and peace of mind

It has given a big relief and peace of mind Reviewed on: 8th June 2025

Top service

Cant't thank you Step Changes enought for all help and assistence. During my DMP I was receiving regular updates also had an offer from one of the creditors which saved me some money. Reviewed on: 8th June 2025

Lifesaver

I was deep in debt, lost in space, didn't know a way out then came across StepChange by accident. They have given me peace of mind. I am getting back on track, slowly paying off my debts without worry. Reviewed on: 8th June 2025

I got scammed

I got scammed, and at the time work wasn’t going too good. StepChange helped me sort out my finances from start to finish. Reviewed on: 8th June 2025

This is your chance at a lifeline; 100% recommend

This is your chance at a lifeline; don’t underestimate the impact of your first call to Stepchange. There is no judgment, just listening and understanding. And… a way forward. When my husband lost his business he hid the legacy debt from me, until it was almost too late. A friend recommended Stepchange so we sat together and called. The call handlers are empathic and calm. They made us see the road ahead and what we needed to do. They took a huge weight from us and contacted companies for us (where possible). I’m honestly not sure how we would have sorted things without them. Spiraling debt can happen to anyone - don’t feel bad and don’t let it destroy you. It’s a long road but, hey, everyone has bills to pay, it’s all part of the journey. Reviewed on: 8th June 2025

My financial life looked brighter!

The day I spoke to Step Change, was the day my financial life started to look brighter! Was paying off debts with credit cards and not making a dent in my payments as interest rates were high. After the 1st call to step change, we made a budget with no judgement and 6 years later, DEBT FREE! Could not have done that without them. I have encouraged some friends and family to use Step Charge to help with finances. Big Thank You to you all! Reviewed on: 8th June 2025

Getting back to financial well being!!

Been with Stepchange for a good 6 years I think and gradually I am getting back to financial well being. They take the pressure off me so I just get on with my life knowing I will be debt free in no time. Great company Reviewed on: 8th June 2025

I have a DMP with StepChange and find them to have a...

I have a DMP with StepChange and find them to have a great customer service and extremely helpful providing the support that I need. Reviewed on: 8th June 2025

A great help with releasing the burden of debt

Step Change have helped me to sort out my finances so I actually have money to live on. My debts were so high and such a burden, they prevented me from doing the simple things in life with my family. The debt management plan was a smooth process and Step Change gave me all the help and advice I needed. Reviewed on: 8th June 2025

helpfulvery helpful and policte team took time to li...

helpfulvery helpful and policte team took time to listen and help out Reviewed on: 8th June 2025

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