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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Ask for help from the best

5
They have been there for me through all the dark times. Seven years ago my husband died they guided me through all the paperwork and got me on an affordable plan. In October this year I will be debt free. Remember there is light at the end of the tunnel. Reviewed on: 23rd May 2025

Very helpful

5
I was deeply in debt, to the point it was overwhelming..Step Change literally changed my life. I have just over a year to go, I will then be debt free for the first time in my adult life. Reviewed on: 23rd May 2025

The place for Debt Management

5
When I was desperate and couldn't find a way out of my financial mess, StepChange came to the rescue. They walked me through my debts, explained clearly how they would proceed and dealt with all the paperwork required to set up a repayment plan with my creditors. I was kept fully informed and felt a weight lifted from my shoulders. Annual reviews ensure I am on top of things and they are always there for a chat with help and guidance as required. I can't speak highly enough of them. Reviewed on: 23rd May 2025

Step change have changed my life.

5
Step change have changed my life. I’m now in control and can relax a little with a plan in place. They are understanding, professional and on your side. I was a little nervous about calling them but they made me feel at ease straight away. Everything is manageable now. Thank you Stepchange and all of your friendly staff. Reviewed on: 23rd May 2025

Debt saviours

5
Depression unworthy, anxious and I contacted debt change, saved my life completely within 10 min I was myself again after being in debt for years, don't hesitate to call them now Reviewed on: 23rd May 2025

I was given all the help I needed

5
I was given all the help I needed and if I have any problems worries I know you are there to guide me. Which is a peace of mind Reviewed on: 23rd May 2025

They saved me

5
I was so scared to ask for help, but advisors were very understanding, helpful and reassuring and they literally saved my life Reviewed on: 23rd May 2025

The perfect answer the perfect help

5
Always there with advise and always willing to listen and act. They also make plans that work and give you every alternative in a fair and unbiased fashion ~ without you I'd be back in despair, thank you Reviewed on: 23rd May 2025

Great service with empathy.

5
Great service with empathy. Highly recommend Reviewed on: 23rd May 2025

A wonderful organisation

5
Well if I hadn’t found out about I would’ve gone up the creek without a paddle completely they’ve got me on the level keel now it’s going to take me a little while to Clear my debts but I’m going to get there with their help Reviewed on: 23rd May 2025

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