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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Stress free way to get help managing debt

5
Stress free way to get help managing debt Reviewed on: 7th May 2026

It was so easy to do every step of the way.

5
It was so easy to do every step of the way. Im so glad a friend told me to try step change. Reviewed on: 7th May 2026

Excellent !

5
Excellent ! Friendly professional help! Reviewed on: 7th May 2026

Stepchange was a life saver and still is.

5
Stepchange was there when my wife and I were getting into debt due to my having a heart attack and not being able to work so ended up living on credit which was not good for our boths health and mental health we now have a affordable payment each month which has given us peice of mind and a debt free date. Reviewed on: 7th May 2026

Literally saved my life, felt like a great weight ha...

5
Literally saved my life, felt like a great weight had been lifted from my shoulders. Would definitely recommend, they do an excellent job. Reviewed on: 7th May 2026

Very professional friendly and very helpful.

5
Very professional friendly and very helpful. Reviewed on: 7th May 2026

Having spiralled out of control due to severe mental...

5
Having spiralled out of control due to severe mental health, I found myself in a deep dark hole. When I contacted StepChange the people I spoke to showed such an understanding of my situation. They were not judgemental and treated me with respect and compassion. I honestly don’t know what would have happened if I had remained in that pit of misery. Having them help me meant that I had a fresh start to concentrate on moving forwards in trying to get help with my illness. Please please contact Stepchange if you are struggling with debt. Don’t suffer on your own! Reviewed on: 7th May 2026

Always helped me.

5
I have used Stepchange for quite a few years now. I have always found them easy to deal with, non judgemental, friendly, and I frequently recommend them on Social Media, or to friends and family. Reviewed on: 7th May 2026

100% Reccomend

5
Having made use of the services that Step Change offer for a period of time I would not hesitate to recommend them to anyone seeking debt advice or guidance around financial issues. They act in an impartial manner and offer advice that is bespoke to each person and not simply an off the shelf approach. The customer service is outstanding and the flexibility with the annual review for the DMP means that life changes can be dealt with without causing further issues. Reviewed on: 7th May 2026

Excellent at helping people out

5
Always helpful they make you feel better when you’re depressed Reviewed on: 7th May 2026

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