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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

From disaster to debt free

5
I couldn't get out of debt because of compounding interest on all my debts. StepChange arranged for companies/ banks to freeze the interest and I paid a manageable amount every month. Praise God I'm now free. They give you peace of mind and total relief. All paid off. I have a new life !! Reviewed on: 23rd May 2025

Stepchange my Heroes

5
I was in so much debt it started to affect my health, I went to a dept to help me but with being with them for over a year to my disgust i found out they were taking nearly 50% of my money before my creditors got any money, so I went to Stepchange and with their professionalism and help they got me sorted, every penny I pay to Stepchange goes straight to my creditors. Reviewed on: 23rd May 2025

Step Change literally changed my life

5
At the beginning of covid I was drowning and didn't know where to turn. I discovered Step Change and my whole life changed. I've gone from stressed and financially a mess to relaxed knowing Step Change are handling everything and I just make 1 simple payment every month. Reviewed on: 23rd May 2025

I thought there was no way I could deal with all the...

5
I thought there was no way I could deal with all the depth I was in. Until I contacted stepchange and they took all the worry away and helped me achieve paying my debtors and provide me with peace of mind Reviewed on: 23rd May 2025

You have been brilliant in helping me sort my financ...

5
You have been brilliant in helping me sort my finances out. I was in a bad place before not knowing how i'm going to sort my finances out. Reviewed on: 23rd May 2025

I was overwhelmed by debt

5
I contacted StepChange when my debts became unmanageable. They explained my options clearly and helped me set up a debt management plan that matched what I could afford. There was no judgement, just practical advice and support. The process was simple, and they kept in touch in case anything changed. Thanks to them, I’m now making progress and no longer feel stuck. I’d recommend StepChange to anyone in a similar situation. Reviewed on: 23rd May 2025

Fantastic

5
I wouldn’t have got on top of my finances without their help Reviewed on: 23rd May 2025

Very good service ,helped me to sort out my problem...

5
Very good service ,helped me to sort out my problem so easily Reviewed on: 23rd May 2025

No judgement, just straight easy to follow informati...

5
No judgement, just straight easy to follow information which give a sigh of relief and a full night's sleep Reviewed on: 23rd May 2025

I can finally sleep at night knowing my debt is bein...

5
I can finally sleep at night knowing my debt is being dealt with. Reviewed on: 23rd May 2025

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