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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Absolutely fantastic!

They have been excellent. I did look at debt management company but about 30% of the amount I would be paying to them to clear my debts would be going to them as fees. Making it even longer to repay my debts. Take my advice. Just go straight to Step Change. Absolutely fantastic. Reviewed on: 31st May 2025

Debt worries

I was really overwhelmed by the number of payments and how much they were to manage each month. I took out small loans to cover payments and it all escalated but my DMP did stop that. I feel so much better overall. However I was not aware that my creditors can log missed payments every month so I have accrued 11 defaults and 8 missed payments in 18months which does not look good on my report. I would never have had the money for a settlement so its the best it could be Reviewed on: 23rd May 2025

Helpful advice

Very professional Extremely helpful Gave good advice without judgement I would highly recommend Stepchange to anybody with money worries They completely put your mind at rest Reviewed on: 23rd May 2025

Informative, quick and friendly service, who make yo...

Informative, quick and friendly service, who make you feel at ease during a difficult time. Would recommend to others and no regrets about speaking to Stepchange. Reviewed on: 23rd May 2025

They gave me all the help i needed.

They gave me all the help i needed. Excellent Reviewed on: 23rd May 2025

Made a very bad situation in my life much easier to...

Made a very bad situation in my life much easier to deal with Reviewed on: 23rd May 2025

StepChange are brilliant, so helpful , I would highl...

StepChange are brilliant, so helpful , I would highly recommend anyone who is struggling financially with debts to get in touch with StepChange Reviewed on: 23rd May 2025

StepChange -amazing service

StepChange was very helpful, helped with the stresses of bills and very supportive in dealing with my finances. Would definitely recommend to friends and family if struggling with bills. Reviewed on: 23rd May 2025

StepChange woks for us

Step change really helped us get on top of our bills and loans, we’re now looking forward to being debt free Reviewed on: 23rd May 2025

Always helpful & understanding.

Always helpful & understanding. Never belittling Great advice. A problem shared is half way! Thank you so much Reviewed on: 23rd May 2025

They are very efficient and helpful

They are very efficient and helpful Reviewed on: 23rd May 2025

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