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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

It’s helped me a lot to get on top of.debts

5
It’s helped me a lot to get on top of debts . Best thing I did . I was drowning in repayments. Reviewed on: 23rd May 2025

StepChange CAN help you move forward

5
I really cannot overstate how i would encourage anyone going through debt worries or anxiety to get in touch with StepChange. They can and will help you find a way forward at a pace and with a plan suited to your individual situation. Reviewed on: 23rd May 2025

Step change help to keep my sanity in place with deb...

5
Step change help to keep my sanity in place with debt owning Reviewed on: 23rd May 2025

Got my finances back on track

5
Made me get my debts back in control and helped me to start spending wisely to avoid future debt. Staff are friendly, understanding and helpful. They dealt with my situation with understanding and support. Reviewed on: 23rd May 2025

Without stepchange, I’d dread to think where I would...

5
Without stepchange, I’d dread to think where I would be now. Reviewed on: 23rd May 2025

Very Very helpful considered understanding

5
Very Very helpful considered understanding Reviewed on: 23rd May 2025

I was getting so much harassment from creditors , up...

5
I was getting so much harassment from creditors , up to 20+ calls a day. Step change have been brilliant in helping me to get back on track, and paying affordable monthly payments. Reviewed on: 23rd May 2025

Empathetic non judgemental.

5
Empathetic non judgemental. Checked all options to find what was best for us Reviewed on: 23rd May 2025

Very easy and confidential service that’s makes you...

5
Very easy and confidential service that’s makes you feel better about yourself Reviewed on: 23rd May 2025

Outstanding customer service and support.

5
Outstanding customer service and support. Reviewed on: 23rd May 2025

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