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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

From start too finish step change helped me.

From start too finish step change helped me. It was so easy to put things in place Reviewed on: 23rd May 2025

Amazing, helped in the best way possible

Amazing, helped in the best way possible Reviewed on: 23rd May 2025

Really helpful organisation to help deal with debts.

Really helpful organisation to help deal with debts. Every time i have rang to sort a issue they have been brilliant . A+ Reviewed on: 23rd May 2025

Absolutely brilliant helped me so so much

Absolutely brilliant helped me so so much Reviewed on: 23rd May 2025

I felt I had the weight on my shoulders.

I felt I had the weight on my shoulders. Life-changing lifesavers. Very helpful, took all the hard work away from me. Would Genuinely say my life would not be the same now if not for step change Reviewed on: 23rd May 2025

Everyone was very helpful, it made me feel less scar...

Everyone was very helpful, it made me feel less scared as to what to expect and what is going to happen next.. it was very straightforward, I would like to thank you very much for your continuous help Reviewed on: 23rd May 2025

Be brave and ring Step Change

I was at my wits end with worry about my credit card debt, especially as my income is just State Pension and Pension Credit. After reading up about available help, I kept putting off phoning Step Change for months because I was so ashamed of my situation. When I finally plucked up the courage it was nothing like I had imagined. The gentleman I spoke to was completely non-judgemental and in a calm, pleasant way helped me to work out a budget I could manage whilst gradually paying off my credit card. It was such a relief that the bank then stopped my monthly interest payment as well. Step Change were the best thing to happen to me and I would recommend them to anybody who needs help with their finances at this difficult time. Reviewed on: 23rd May 2025

Excellent service.

Excellent service. They help me with making budget. Thank you Reviewed on: 23rd May 2025

The charity has been brilliant from start to finish...

The charity has been brilliant from start to finish helped relieve a lot of my money worries Reviewed on: 23rd May 2025

Stepchange helped me when covid hit

I was made redundant just before covid hit, and I got a new job on the day the first covid lockdown was announced. So due to that I had no payments coming in and stepchange helped me sort out my payments and got me back on track. Reviewed on: 23rd May 2025

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