Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16813 reviews)

View other StepChange products

4.95

Based on 16,813 reviews, last reviewed 19th May 2026

100850% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very long telephone waits, but vital support. Very long telephone waits, but vital support. Reassurance and help throughout the process, fears allayed, but they need to be given more resources to... Read more Reviewed on: 19th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16813)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

I am so grateful to Stepchange.

I am so grateful to Stepchange. I have less than a year to go now but when I started I didn’t know how to get myself out of this situation. Thank you so much. Reviewed on: 25th May 2025

Great charity, I am very grateful for the support pr...

Great charity, I am very grateful for the support provided to me Reviewed on: 25th May 2025

Stepchange really helped me to arrange and pay my cr...

Stepchange really helped me to arrange and pay my creditors. They also put you at ease regarding your debt. I would definitely recommend it's the best thing I have done. I have now found my way financially. Reviewed on: 25th May 2025

A grateful Step Change believer.

We were struggling with serious debt problems and I was always a believer that paying your debt was your responsibility so I struggled on paying every month but never seeing it reducing it was soul destroying. I cannot remember who told me that they had been in a similar position and contacted Step Change who had helped them enormously. I contacted Step Change and they showed me that using one of their services could help us. It was best thing we could have done as we still have debts to pay we can at last see light at the end of what was a very dark tunnel I would urge anyone struggling with debt to speak to Step Change you won’t regret it . Reviewed on: 25th May 2025

I came to step change when burying my head was no mo...

I came to step change when burying my head was no more, the advisors i spoke to, were always empathetic of what I was going through. when I was on my journey to debt free, step change checked in, asked for regular budgets and if I hit a sticky patch financially, one email or a chat was all it would take, I wouldn't think twice to recommend them to anyone who is struggling financially. Reviewed on: 25th May 2025

Stepchange Took the stress

Stepchange took all of the stress of dealing with creditors, stopped all of the threatening letters and awkward phone calls,making us feel more confident to deal with the debts in a way that we could afford. Reviewed on: 25th May 2025

Job change due to COVID - drop in pay - needed help!

I moved jobs due to COVID and the drop in pay meant I struggled to keep on top of my payments. As a single parent, working full-time I realised I needed help, and was so grateful to have found StepChange. The team were so understanding, non-judgemental and offered excellent support and guidance. I felt heard and safe for the first time in a long time. Over the last 5 years, I've sped the payments along... simple to try and clear it more quickly. Whenever I managed to sell something on Facebook Marketplace, or eBay or the occasional car boot sale - every penny was just transferred via bank transfer to StepChange and it came off the bills. I use their Online DMP website to track how much I have left to pay. With. about 4 months left before I'm debt free, i can't recommend them enough to anyone in a similar situation. What an amazing organisation. Reviewed on: 25th May 2025

I was always so unhappy not having any money and dre...

I was always so unhappy not having any money and dreading bills as they were piling up. Step change helped me pay back what I owe and enabling me to still live Reviewed on: 25th May 2025

Please with the communication I've had with them so...

Please with the communication I've had with them so far Reviewed on: 25th May 2025

Great service n very helpful nice people to talk too

Great service n very helpful nice people to talk with Reviewed on: 25th May 2025

Alternative products

Debt solutions
from Back2Credit 4.91 from 2016 reviews
Debt Collection
from Advanced Collection Systems 1.00 from 5 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 5.00 from 2 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub