Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

View other StepChange products

4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

I had quite a lot of dept and since my stroke I had...

I had quite a lot of dept and since my stroke I had been unable to work and the debts where piling up. I contacted stepchange who helped me do an income and expenditure firm and suggested a debt management plan. I was so relieved a big burden had been lifted off my head and agreed an affordable monthly payment. I make an affordable monthly payment to Step change and they make the payments to my creditors. I would recommend this service to anybody really struggling with dept. Reviewed on: 6th May 2026

Light at the end of the tunnel

I was at the point of loosing my mortgage and home as needed to provide food and bills it was so hard.Then I called step change they guided me through every step and felt like I had a life again and could keep the roof over our heads. Reviewed on: 6th May 2026

Life changing, if struggling with debt repayments.

Quite a while ago I was struggling very much with debt, after losing my job, and the bills, debt repayments, and general everyday costs were piling up, and I honestly thought there was no way out of that horrible nightmarish situation. Then we were advised to try Stepchange, who are free to use, and they sorted us out with a repayment plan we could afford. They contacted those we owed money to, and they stopped charging interest on the debts and stopped the threatening letters. We do a yearly review with them, to keep everything straight. We are now quite close to paying everything off, and I would recommend Stepchange to anyone struggling to keep their heads above financial water. Reviewed on: 6th May 2026

They have been absolutely incredible!

They have been absolutely incredible!! Couldn’t be happier or more grateful for their help Reviewed on: 6th May 2026

Very helpful and always sympathetic regardless of si...

Very helpful and always sympathetic regardless of situation Reviewed on: 6th May 2026

Stepchange really are a lifesaver!

Stepchange really are a lifesaver and immediately ended the cycle of stress ,lack of sleep & crushing worry I was suddenly caught in, a genuine help,I cannot recommend them enough. Reviewed on: 6th May 2026

I was in financial difficulties so went to Step Chan...

I was in financial difficulties so went to Step Change to help me out and they were brilliant in helping me solve my money problems and set up a payment I could afford tp pay off my debts. Reviewed on: 6th May 2026

The step changes charity are very helpful

The step changes charity are very helpful Reviewed on: 6th May 2026

Soon to be debt free.

I am in the final months from being debt free. At the beginning of my journey I could have lost my family and my house - a hopeless situation but with the support of Stepchange and I have thankfully maintained both. When creditors were constantly harassing me I was able to say I have set up a plan with Stepchange which gave me the breathing space to move forward. Reviewed on: 6th May 2026

understanding and very helpful, customer service ver...

understanding and very helpful, customer service very good at sorting out any problems you might have Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt advice
from National Debtline 4.35 from 71 reviews
Debt Collection
from Advanced Collection Systems 2.58 from 12 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub