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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Understanding advisor

Really good customer service advisor understood my circumstances and was non judgemental so relieved I eventually sorted things out Reviewed on: 6th May 2026

They have saved me from drowning in debt.

They have saved me from drowning in debt. Free, no-nonsense, not-pushy, advice. All without so much as a phone call (very useful for us introverts). I would very highly recommend this service to anybody in over their head. Reviewed on: 6th May 2026

Who ever I have spoken to they are so helpful...

Who ever I have spoken to they are so helpful Reviewed on: 6th May 2026

They have helped us deal with our debts and creditor...

They have helped us deal with our debts and creditors on our behalf Reviewed on: 6th May 2026

Good helpful service

Difficult to speak to anyone as lines away got a lengthy queue so I email but they don’t respond for about a week but you get used to it Reviewed on: 6th May 2026

StepChange support. ...

Since I first contacted StepChange I have had nothing but excellent service off them. Any concerns I've had have been dealt with quickly. This gives me 'piece of mind' with what is a difficult situation. Reviewed on: 6th May 2026

StepChange Changed my life

I have been with StepChange for just over 3 years. They have helped me immensely & I would hate to think where I would be without them, especially as my only income is my State pension Reviewed on: 6th May 2026

A weight has been lifted

Great I've been with them for awhile (had debt with ex husband) my own fault. But step change have been great. From understanding how it works what I owe, what I can afford. And keeping me updated Reviewed on: 6th May 2026

Total piece of mind great help

Total piece of mind great help financially getting back on track Reviewed on: 6th May 2026

Excellent help

Consolidated all debts which i could not have done on my own Reviewed on: 6th May 2026

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